Shelby County property record for 3545 Clarke Rd, Memphis, TN 38115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,647 sqft · built 1970 |
| Lot Size | 0.252 acres (10,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Oct 2008) |
| Tax Bill | $1,152 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-4102-0-0042 |
| Primary APN | 07-4102-0-0042 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,647 sqft Living Area |
| Gross Area | 2,194 sqft |
| 1st Floor Area | 1,647 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,991 sqft (0.252 acres) |
| Lot Dimensions | 140 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 547 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3545 CLARKE RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38115-4712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Subdivision | HERITAGE COLONY |
| Legal Lot Number | 117 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 11 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10820 |
3545 Clarke Rd is owned and occupied by an individual who bought it in October 2008.
Source: Shelby County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3545 CLARKE RD, MEMPHIS, TN 38115-4712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2008 · Amount on File |
| Deed Sale | Oct 29, 2008 · Amount on File |
| Prior Sale | Nov 1, 1996 · Amount on File |
| Deed Document Number | 2008140802 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 22, 2026 |
| Property Address | 3545 CLARKE RD, MEMPHIS, TN 38115-4712 |
| Document Number | 0000061928 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 202661928 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3545 CLARKE RD, MEMPHIS, TN 38115-4712 |
| Investor | Possibly a Property Investor |
| Document Number | 0000061928, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 202661928 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 205 Months |
| Due | Aug 1, 2043 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 3545 Clarke Rd was $1,152.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,152.00 | $42,850 Land $4,375 Building $38,475 | $171,400 Land $17,500 Building $153,900 |
| 2023 | $30,875 Land $3,900 Building $26,975 | ||
| 2022 | $1,880.00 | ||
| 2021 | $123,500 Land $15,600 Building $107,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3545 Clarke Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1992 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3545 Clarke Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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