3545 Claremont St, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 3545 Claremont St, Mount Pleasant, SC 29466

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 2,308 sqft · built 2007
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$437,000 (Apr 2022)
Tax Bill	$2,069 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`594-13-00-168`

Property Details

APN / Parcel Number

Primary APN	`594-13-00-168`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,308 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	896 sqft
Upper Floors Area	896 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Terrain	High
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	3545 CLAREMONT ST
City	MOUNT PLEASANT
State	SC
Zip	29466-9348
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SUBDIVISION NAME -KENSINGTON PHASE TWO DESCRIPTION -LOT 23
Legal Subdivision	KENSINGTON PHASE TWO
Legal Phase	2
Legal Lot Number	23
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2006
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3545 CLAREMONT ST, MOUNT PLEASANT, SC 29466-9348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 8, 2022	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 1, 2021	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jul 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 7, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Jun 1, 2021 · Amount on Record
Deed Book / Page	1098 / 350
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3545 CLAREMONT ST, MOUNT PLEASANT, SC 29466-9348
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010610336
Date	Dec 16, 2021
Book Page	1061/336

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 8, 2022
Property Address	3545 CLAREMONT ST, MOUNT PLEASANT, SC 29466-9348
Document Number	0010980350
Book / Page	1098 / 350
Map Reference	MB EJ PG 623
Instrument Date	Mar 31, 2022
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,136.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 CLAREMONT ST, MT PLEASANT, SC 29466-9348

Mortgage

Document Number	0001098354
Date	Apr 8, 2022
Instrument	1098/354

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 1, 2021
Property Address	3545 CLAREMONT ST, MOUNT PLEASANT, SC 29466-9348
Document Number	09970150
Book / Page	997 / 150
Map Reference	MB EF PG 623
Instrument Date	May 27, 2021
Transaction Type	Transfer
Record Updated	Jul 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3545 CLAREMONT ST, MOUNT PLEASANT, SC 29466-9348

Mortgage

Document Number	997154
Date	Jun 1, 2021
Instrument	997/154

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3545 CLAREMONT ST, MOUNT PLEASANT, SC 29466-9348
Document Number	0733/0266
Instrument Date	Jul 2, 2018
Transaction Type	Mortgage
Record Updated	Aug 10, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 CLAREMONT ST MOUNT PLEASANT SC 294669348, MOUNT PLEASANT, SC 29466-9348

Mortgage

Document Number	0733/0266
Date	Jul 16, 2018
Book Page	000733/000266

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Sep 7, 2017
Property Address	3545 CLAREMONT ST, MOUNT PLEASANT, SC 29466-9348
Document Number	0664/0682
Book / Page	000664 / 000682
Instrument Date	Aug 31, 2017
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 CLAREMONT ST MOUNT PLEASANT SC 294669348, MOUNT PLEASANT, SC 29466-9348

Mortgage

Document Number	664/0684
Date	Sep 7, 2017
Book Page	000664/000684

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.62%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,069.00 (+12.08%)	$520,950 (+2,775%) Land $103,500 Building $417,450	$555,800 (+50.22%) Land $114,400 Building $441,400
2024	$1,846.00 (+31.01%)	$18,120 (+22.43%)
2022	$1,409.00	$14,800	$370,000 (-18.32%) Land $80,000 Building $290,000
2020			$453,000 Land $90,000 Building $363,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 996 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,036 units insured incl. 40 condo units
Nearby Flood Claims	9 (2015–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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