3545 Brock Rd, Ardmore, OK 73401 Property Records

Carter County property record for 3545 Brock Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,082 sqft · built 1963
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Jul 2025)
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Nov 2016 Mortgage Jul 2025 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`25959`

Property Details

APN / Parcel Number

Primary APN	`25959`
Alternative APN	`7000-00-002-005-0-001-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	1,082 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1963
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	25959
Street Address	3545 BROCK RD
City	ARDMORE
State	OK
Zip	73401-7252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BROCK, BLK 2 LOT 5(59X185.2X58.1X188.60) THAT N/2 PT OF VACATED CHICKASAW ST (25X185.20)
Legal Range	01E
Legal Township	05S
Legal Section	18
Legal Subdivision	BROCK
Legal Block	2
Legal Lot Number	5
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3023
Census Tract	892502

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3545 BROCK RD, ARDMORE, OK 73401-7252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2016	Deed of Trust, Mortgage AMERICAN NATION BANK
Jul 7, 2025	Deed, Transfer · FHA Mortgage LUMINATE BANK
Nov 2, 2022	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Feb 12, 2020	Quit Claim Deed, Transfer · Seller Carry-Back JOHN MILLER
Apr 8, 2010	Warranty Deed, Transfer BANCFIRST
Feb 24, 2009	Warranty Deed, Transfer
Aug 31, 2006	Joint Tenancy Deed, Transfer · Conventional Mortgage FIRST NATL BK & TR CO OF ARDMORE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Nov 2, 2022 · Amount on Record
Deed Document Number	20257056
Deed Book / Page	7726 / 267
Prior Transfer Date	Jan 30, 2020
Prior Transfer Doc	006842/201
Record Updated	Oct 29, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	3545 BROCK RD, ARDMORE, OK 73401-7252
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006327/201
Date	Nov 28, 2016
Book Page	6327/201
Instrument	2016-012753

Lender

Name	AMERICAN NATION BANK
Address	ARDMORE, OK 73401

Agreement

Amount	Amount Recorded

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER OK
Recording Date	Jul 7, 2025
Property Address	3545 BROCK RD, ARDMORE, OK 73401-7252
Document Number	007726/267
Book / Page	7726 / 267
Instrument Date	Jun 20, 2025
Instrument	I-2025-007056
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3545 BROCK RD, ARDMORE, OK 73401-7252

Mortgage

Document Number	I2025007057
Date	Jul 7, 2025
Instrument	I-2025-007057

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Nov 2, 2022
Property Address	3545 BROCK RD, ARDMORE, OK 73401-7252
Document Number	007305/120
Book / Page	7305 / 120
Instrument Date	Nov 1, 2022
Instrument	I-2022-012492
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	265 PAINT HORSE RD, ARDMORE, OK 73401-8819

Mortgage

Document Number	I2022012493
Date	Nov 2, 2022
Instrument	I-2022-012493

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Feb 12, 2020
Property Address	3545 BROCK RD, ARDMORE, OK 73401-7252
Document Number	006842/201
Book / Page	6842 / 201
Instrument Date	Jan 30, 2020
Instrument	2020-001856
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 720, LONE GROVE, OK 73443-0720

Mortgage

Document Number	2020001857
Date	Feb 12, 2020
Instrument	2020-001857

Lender

Name	JOHN MILLER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Feb 10, 2030

April 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Apr 8, 2010
Property Address	3545 BROCK RD, ARDMORE, OK 73401-7252
Document Number	005139/103
Book / Page	5139 / 103
Instrument Date	Apr 7, 2010
Instrument	2010-004023
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$44.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 813, LONE GROVE, OK 73443-0813

Mortgage

Document Number	2010004024
Date	Apr 8, 2010
Instrument	2010-004024

Lender

Name	BANCFIRST

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2020

February 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Feb 24, 2009
Property Address	3545 BROCK RD, ARDMORE, OK 73401-7252
Document Number	004961/281
Book / Page	4961 / 281
Instrument Date	Feb 23, 2009
Instrument	2009-001920
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2006: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	Aug 31, 2006
Property Address	3545 BROCK RD, ARDMORE, OK 73401-7252
Document Number	004520/048
Book / Page	4520 / 048
Instrument Date	Aug 28, 2006
Instrument	2006-010714
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3545 BROCK RD, ARDMORE, OK 73401-7252

Mortgage

Document Number	2006010715
Date	Aug 31, 2006
Instrument	2006-010715

Lender

Name	FIRST NATL BK & TR CO OF ARDMORE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 28, 2013

Mortgage

Document Number	004524/141
Date	Sep 12, 2006
Book Page	4524/141
Instrument	2006-011131

Lender

Name	FIRST NATIONAL BANK & TRUST CO OF ARDMOR
Address	ARDMORE, OK 73401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Sep 1, 2010

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,400 (+19.98%) Land $4,200 Building $13,200	$145,000 (+13.89%) Land $35,000 Building $110,000
2025	$1,515.00 (-0.07%)	$14,502 (+5%) Land $3,425 Building $11,077	$127,311 (+10.61%) Land $35,000 Building $92,311
2024	$1,516.00 (-4.47%)	$13,812 (-8.65%) Land $2,400 Building $11,412	$115,098 (-8.65%) Land $20,000 Building $95,098
2023	$1,587.00	$15,120 Land $1,200 Building $13,920	$126,000 Land $10,000 Building $116,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 44% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
Chickasaw Telephone Company DSL	10 / 1

May also be available: AT&T.

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