3545 Bobo Section Rd, Toney, AL 35773 Property Records

Madison County property record for 3545 Bobo Section Rd, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,027 sqft · built 1994
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2022)
Tax Bill	$504 (2026)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-01-11-0-000-056.000`

Property Details

APN / Parcel Number

Primary APN	`05-01-11-0-000-056.000`
Alternative APNs	`577914` `597918`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,027 sqft Living Area
1st Floor Area	1,027 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	597918
Street Address	3545 BOBO SECTION RD
City	TONEY
State	AL
Zip	35773-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 11 T1 R2W PART OF THE SW 1/4 OF SEC 11 DESC AS COM AT THE SE COR OF THE SE 1/4 OF THE SW 1/4 OF SEC 11 TH W 577.84 FT TH
Legal Range	02W
Legal Township	01S
Legal Section	11
Legal Tract	2
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	1
Census Block	1020
Census Tract	10404

Owner

3545 Bobo Section Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3545 BOBO SECTION RD, TONEY, AL 35773-9519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Sep 8, 2021	Warranty Deed, Transfer · Line of Credit BANK INDEPENDENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on File
Deed Sale	Aug 30, 2022 · Amount on File
Prior Sale	Sep 8, 2021 · Amount on File
Deed Book / Page	2022 / 41545
Prior Transfer Date	Jan 24, 2003
Prior Transfer Doc	0000252570
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	3545 BOBO SECTION RD, TONEY, AL 35773-9519
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212098
Date	Aug 30, 2022
Book Page	MTG 2022/212098

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 5, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Sep 8, 2021
Property Address	3545 BOBO SECTION RD, TONEY, AL 35773-9519
Document Number	0000074232
Instrument Date	Aug 30, 2021
Instrument	2021-00074232
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1077 MACEDONIA RD, 1077, ARDMORE, AL 35739-9189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18829 WELLS RD, ATHENS, AL 35613-4845

Mortgage

Document Number	0000074233
Date	Sep 8, 2021
Instrument	2021-00074233

Lender

Name	BANK INDEPENDENT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3545 Bobo Section Rd was $504 with a homeowner's exemption, up 1% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$504.00 (+1%)
2025	$499.00 Homeowner's exemption	$15,140 Land $1,660 Building $13,480	$151,200 Land $16,500 Building $134,700
2023	$477.00 (-24.41%) Homeowner's exemption	$14,540 (-16.63%) Land $1,660 Building $12,880	$145,300 (+66.63%) Land $16,500 Building $128,800
2022	$631.00	$17,440 Land $1,720 Building $15,720	$87,200 Land $8,600 Building $78,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3545 Bobo Section Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Bobo Section Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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