3545 Bic Pic Pl, Waldorf, MD 20603 Property Records

Charles County property record for 3545 Bic Pic Pl, Waldorf, MD 20603

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,560 sqft · built 1938
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Tax Bill$8,027 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-049036

Property Details

APN / Parcel Number

Primary APN06-049036
Alternative APNs
  • 6049036
  • 049036

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Living Area
1st Floor Area1,560 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number049036
Street Address3545 BIC PIC PL
CityWALDORF
StateMD
Zip20603-4091
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal Description.50 AC ON RT 228
Legal SubdivisionTOWN OF LA PLATA
Legal Block2
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2004
Census Tract850713

Owner

3545 Bic Pic Pl is owned and occupied by two individuals who acquired it in October 2004.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address3545 BIC PIC PL, WALDORF, MD 20603-4091
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2004
Deed SaleOct 7, 2004
Deed Document Number2004273604
Deed Book / Page4936 / 1
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3545 BIC PIC PL, WALDORF, MD 20603-4091
Transaction TypeMortgage
Record UpdatedFeb 12, 2026
Title CompanyUNKNOWN, RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0139430411
DateJan 30, 2026
Book Page13943/411
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3545 Bic Pic Pl was $8,027 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,267$333,400 Land $160,000 Building $173,400
2025$8,027.00
2023$3,147.00 Homeowner's exemption$215,933$255,200 Land $120,000 Building $135,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Bic Pic Pl in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims8 (2007–2019)
Claims Outside the SFHA8 of 8
Most Recent ClaimFeb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Bic Pic Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable · Fiber in parts of the area
2,000 / 250

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