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3545 Beechgrove Rd, Moraine (Dayton), OH 45439 Property Records

Montgomery County property record for 3545 Beechgrove Rd, Moraine, OH 45439

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,080 sqft · built 1955
Lot Size0.085 acres (3,720 sqft)
Owner2 Individual Names on File
Tax Bill$1,979 (2024)
Deeds & MortgagesNov 2025 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APNJ44120914 0006

Property Details

APN / Parcel Number

Primary APNJ44120914 0006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,080 sqft Living Area
1st Floor Area720 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1989
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area3,720 sqft (0.085 acres)
Lot Dimensions93 ft deep x 40 ft wide
PorchEnclosed Porch
Porch Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3545 BEECHGROVE RD
CityMORAINE
StateOH
Zip45439-1103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2081 MIAMI SHORES
Legal SubdivisionMIAMI SHORES
Legal Lot Number6
JurisdictionMONTGOMERY OH
Township / Civil DivisionMORAINE
Census Block Group1
Census Block1020
Census Tract30200

Owner

3545 Beechgrove Rd is owned and occupied by two individuals.

Source: Montgomery County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address3545 BEECHGROVE RD, MORAINE, OH 45439-1103
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2025Deed of Trust, Mortgage
CODE CU
Oct 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
CODE CU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address3545 BEECHGROVE RD, MORAINE, OH 45439-1103
Transaction TypeMortgage
Record UpdatedDec 8, 2025
Title CompanyAREAWIDE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066578
DateNov 24, 2025
Instrument2025-00066578
Lender
NameCODE CU
TypeCredit Union
AddressDAYTON, OH 45402
Agreement
AmountAmount on Record
Term180 Months
DueNov 1, 2040

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address3545 BEECHGROVE RD, MORAINE, OH 45439-1103
Document Number0000063742
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedNov 13, 2017
Title CompanyAREAWIDE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3545 BEECHGROVE RD MORAINE OH 454391103, MORAINE, OH 45439-1103

Mortgage

Document Number0000063742
DateOct 24, 2017
Instrument63742
Lender
NameCODE CU
AddressDAYTON, OH 45402
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityMoraine City
Unified School DistrictWest Carrollton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$30,360 Land $6,970 Building $23,390
2024$1,979.00 (+9.88%)
2023$1,801.00 (+22.35%)$30,360 (+60.21%) Land $6,970 Building $23,390$86,730 Land $19,900 Building $66,830
2022$1,472.00$18,950 Land $4,350 Building $14,600
2020$54,160 Land $12,440 Building $41,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Beechgrove Rd in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Beechgrove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY WATER SERVICES 1 PWS
serves 150,207 people · EPA ID OH5701315
Water SourcePurchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile, Verizon.

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