3545 Aspen Trl, Gilmer, TX 75644 Property Records

Upshur County property record for 3545 Aspen Trl, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	2 ba · 7,934 sqft · built 1994
Lot Size	3.23 acres (140,873 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,406 (2026)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001U-S02-000-189`

Property Details

APN / Parcel Number

Primary APN	`001U-S02-000-189`
Alternative APN	`16749`

Interior

Full Baths	2 Baths
Building Area	7,934 sqft Total Area
1st Floor Area	2,171 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	140,873 sqft (3.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	001U-S02-000-189
Street Address	3545 ASPEN TRL
City	GILMER
State	TX
Zip	75644-8020
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A1 DAVENPORT, J B B,TRACT 189, 3.234 ACRES & HOUSES
Legal Subdivision	J B B DAVENPORT SURVEY A-1
Legal Tract	189
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	2
Census Block	2067
Census Tract	950302

Owner

3545 Aspen Trl, a residential property, is owned and occupied by two individuals who acquired it in December 2023.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3545 ASPEN TRL, GILMER, TX 75644-8020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023
Deed Sale	Dec 4, 2023
Prior Sale	Apr 21, 2022
Deed Document Number	20237705
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	0201808902
Record Updated	Oct 29, 2026

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Dec 12, 2018
Property Address	3545 ASPEN TRL, GILMER, TX 75644-8020
Document Number	0201808902
Map Reference	FILE200706509
Instrument Date	Dec 11, 2018
Instrument	201808902
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 ASPEN TRL, GILMER, TX 75644-8020

Mortgage

Document Number	0201808903
Date	Dec 12, 2018
Instrument	201808903

Lender

Name	GILMER NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	11.2%
Index	3-Year CMT
Margin	1
Max Rate	11.2%

Tax Assessment & Valuation

The 2026 property tax bill for 3545 Aspen Trl was $6,406 with a homeowner's exemption, up 36.2% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,406.00 (+36.21%) Homeowner's exemption	$423,130 (-2.92%) Land $55,600 Building $367,530	$423,130 (-2.92%) Land $55,600 Building $367,530
2025	$4,703.00 Homeowner's exemption	$435,860 Land $59,620 Building $376,240	$435,860 Land $59,620 Building $376,240
2023		$344,130 Land $46,410 Building $297,720	$344,130 Land $46,410 Building $297,720
2022	$4,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 Aspen Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3545 Aspen Trl is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 64% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRITCHETT WSC serves 10,089 people · EPA ID TX2300012
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20