3545 2nd Ave, Council Bluffs, IA 51501 Property Records

Pottawattamie County property record for 3545 2nd Ave, Council Bluffs, IA 51501

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Feb 2019)
Tax Bill	$2,032 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage May 2018 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`7544 33 205 005`

Property Details

APN / Parcel Number

Primary APN	`7544 33 205 005`
Alternative APN	`000 035 270 010285 000 000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Base Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1950
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Area	520 sqft
Porch	Porch
Porch Area	96 sqft

Location & Zoning

Street Address	3545 2ND AVE
City	COUNCIL BLUFFS
State	IA
Zip	51501-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	FERRY ADD LT 26 BLK 25
Legal Range	44W
Legal Township	75N
Legal Section	33
Legal Subdivision	FERRY ADDITION
Legal Block	25
Legal Lot Number	26
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3007
Census Tract	30402

Owner

3545 2nd Ave is owned and occupied by an individual who bought it in February 2019.

Source: Pottawattamie County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3545 2ND AVE, COUNCIL BLUFFS, IA 51501-3215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VERIDIAN CU
May 10, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 8, 2017	Grant Deed, Transfer · Line of Credit * OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2019 · Amount on File
Deed Sale	Feb 19, 2019 · Amount on File
Prior Sale	Feb 3, 2016 · Amount on File
Deed Book / Page	2019 / 1738
Prior Transfer Date	Jan 22, 2016
Prior Transfer Doc	2016
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Feb 19, 2019
Property Address	3545 2ND AVE, COUNCIL BLUFFS, IA 51501-3215
Document Number	0000001738
Instrument Date	Feb 13, 2019
Instrument	1738
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 2ND AVE COUNCIL BLUFFS IA 515013215, COUNCIL BLUFFS, IA 51501-3215

Mortgage

Document Number	1740
Date	Feb 19, 2019
Instrument	1740

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	May 10, 2018
Property Address	3545 2ND AVE, COUNCIL BLUFFS, IA 51501-3215
Document Number	0000005544
Instrument Date	May 7, 2018
Instrument	5544
Transaction Type	Transfer
Record Updated	Jun 4, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2633 EAGLE RIDGE DR COUNCIL BLUFFS IA 515034485, COUNCIL BLUFFS, IA 51503-4485

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Feb 8, 2017
Property Address	3545 2ND AVE, COUNCIL BLUFFS, IA 51501-3215
Document Number	0000001701
Instrument Date	Jan 31, 2017
Instrument	1701
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 2ND AVE COUNCIL BLUFFS IA 515013215, COUNCIL BLUFFS, IA 51501-3215

Mortgage

Document Number	1703
Date	Feb 8, 2017
Instrument	1703

Lender

Name	* OTHER INSTITUTIONAL LENDERS
Address	MALVERN, IA 51551

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3545 2nd Ave was $2,032.

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Council Bluffs City
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,800 (-) Land $22,300 Building $125,500	$147,800 (-) Land $22,300 Building $125,500
2025	$2,032.00	$147,800 Land $22,300 Building $125,500	$147,800 Land $22,300 Building $125,500
2023		$124,800 Land $19,400 Building $105,400	$124,800 Land $19,400 Building $105,400
2021	$2,852.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3545 2nd Ave in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims Severe Storms And Flooding, Aug 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3545 2nd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications, Western Iowa Wireless.

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