1. Home
  2. Illinois
  3. Cook County
  4. Chicago
  5. W 78th St

3544 W 78th St, Chicago, IL 60652 Property Records

Cook County property record for 3544 W 78th St, Chicago, IL 60652

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,118 sqft · built 1956
Lot Size0.09 acres (3,906 sqft)
Owner2 Individual Names on File
Last Sale$92,000 (Nov 1996)
Tax Bill$2,552 (2023)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2023 Transfer
Flood ZoneZone X (minimal risk)
APN19-26-407-039

Property Details

APN / Parcel Number

Primary APN19-26-407-039
Alternative APN
  • 19-26-407-039-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,118 sqft Living Area
1st Floor Area1,118 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1958
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,906 sqft (0.09 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3544 W 78TH ST
CityCHICAGO
StateIL
Zip60652-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionDAVID (COOPER) RESUB CERTAIN LTS BLKS 1-8 IN THOMAS M READES W 79TH ST HIGHLANDS SUB OF EX W 50 FT & PT TAKEN FOR W 79TH ST W
Legal Range13E
Legal Township38N
Legal Section26
Legal SubdivisionHIGHLANDS SUB
Legal Block1-8
Legal Lot Number29,30
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1011
Census Tract700100

Owner

3544 W 78th St is owned by two individuals who acquired it in March 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address8213 S ALBANY AVE, CHICAGO, IL 60652-3441
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 10, 2023Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 1996 · Amount on File
Deed SaleNov 26, 1996 · Amount on File
Deed Document Number199620
Last Transfer DateMar 1, 2023
Transfer Doc0000041047
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address3544 W 78TH ST, CHICAGO, IL 60652-1416
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3633 W 78TH STREET, CHICAGO, IL 60652

Mortgage

Document Number0005723035
DateFeb 26, 2026
Instrument2605723035
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressFISHERS, IN 46037
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term10 Months
DueDec 1, 2026

April 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOOK IL
Recording DateApr 10, 2023
Property Address3544 W 78TH ST, CHICAGO, IL 60652-1416
Document Number0010041047
Instrument DateMar 1, 2023
Instrument2310041047
Transaction TypeTransfer
Record UpdatedApr 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3544 W 78TH, CHICAGO, IL 60652

Transferred To (Grantee/Buyer)

NameVerified Name
Address8213 S ALBANY AVE, CHICAGO, IL 60652-3441

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,000 Land $2,344 Building $19,656$220,000 Land $23,440 Building $196,560
2023$2,552.00 (+4.21%)
2022$2,449.00 (+1.45%) Homeowner's exemption Senior Citizen's exemption$17,999 (-) Land $3,124 Building $14,875$179,990 (-) Land $31,240 Building $148,750
2021$2,414.00$17,999 Land $3,124 Building $14,875$179,990 Land $31,240 Building $148,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3544 W 78th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3544 W 78th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

Nearby Properties on W 78th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures