3544 Sigler Rd, Jefferson, MD 21755 Property Records

Frederick County property record for 3544 Sigler Rd, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,215 sqft · built 2018
Lot Size	1.83 acres (79,715 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Oct 2017)
Tax Bill	$6,307 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2021 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`14-319514`

Property Details

APN / Parcel Number

Primary APN	`14-319514`
Alternative APN	`319514`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,215 sqft Living Area
Gross Area	2,839 sqft
1st Floor Area	2,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	79,715 sqft
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	415 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	319514
Street Address	3544 SIGLER RD
City	JEFFERSON
State	MD
Zip	21755-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LOT 2 SECTION 1 1.837 ACRES CUT KNEE FARM
Legal Subdivision	CUT KNEE FARM
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	14, JEFFERSON
Census Block Group	1
Census Block	1023
Census Tract	752502

Owner

Source: Frederick County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SANDY SPRING BANK
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Aug 15, 2018	Deed of Trust, Mortgage · Construction Mortgage FREDERICK COUNTY BANK
Mar 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage FREDERICK COUNTY BANK
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COUNTY BANK
Aug 26, 2019	Deed of Trust, Mortgage · Commercial Mortgage FREDERICK COUNTY BANK
Oct 31, 2017	Deed, Transfer · Commercial Mortgage FREDERICK COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Apr 26, 1996
Deed Document Number	201712108-0180
Deed Book / Page	12108 / 180
Transfer Doc	0000002134
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Oct 2, 2026
Property Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929
Document Number	1807000053
Book / Page	18071 / 53
Instrument Date	Sep 18, 2026
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929

Mortgage

Document Number	1807000053,
Date	Oct 2, 2026
Book Page	18071/53

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929

Mortgage

Document Number	0147420107
Date	Apr 7, 2021
Book Page	14742/107

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929

Mortgage

Document Number	0147420089
Date	Apr 7, 2021
Book Page	14742/89

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0125720323
Date	Aug 15, 2018
Book Page	12572/0323

Lender

Name	FREDERICK COUNTY BANK
Type	Bank
Address	FREDERICK, MD 21701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128870351
Date	Mar 26, 2019
Book Page	12887/0351

Lender

Name	FREDERICK COUNTY BANK
Type	Bank
Address	FREDERICK, MD 21702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0130660478
Date	Jul 2, 2019
Book Page	13066/0478

Lender

Name	FREDERICK COUNTY BANK
Type	Bank
Address	FREDERICK, MD 21701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131670077
Date	Aug 26, 2019
Book Page	13167/0077

Lender

Name	FREDERICK COUNTY BANK
Type	Bank
Address	FREDERICK, MD 21702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 31, 2017
Property Address	3544 SIGLER RD, JEFFERSON, MD 21755-7929
Document Number	0121080180
Book / Page	12108 / 0180
Map Reference	MB37 PG154
Instrument Date	Oct 27, 2017
Instrument	12108-0180
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 ASHKY CT, MIDDLETOWN, MD 21769-7854

Mortgage

Document Number	121080186
Date	Oct 31, 2017
Instrument	12108-0186

Lender

Name	FREDERICK COUNTY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,800 (+25.19%)	$639,700 (+26.67%) Land $139,100 Building $500,600
2025	$6,307.00 (+15.24%)
2023	$5,473.00 Homeowner's exemption	$475,100	$505,000 Land $128,300 Building $376,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3
All Points Broadband Fixed Wireless	10 / 1

May also be available: EarthLink Business, MN FWA Buyer, Xfinity.

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