3544 Sandfiddler Rd, Virginia Beach, VA 23456 Property Records

Virginia Beach City property record for 3544 Sandfiddler Rd, Virginia Beach, VA 23456

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,176 sqft · built 2005
Lot Size	0.551 acres (24,006 sqft)
Owner	2 Individual Names on File
Tax Bill	$20,980 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2020 Mortgage
APN	`2432-66-9077`

Property Details

APN / Parcel Number

Primary APN	`2432-66-9077`
Alternative APN	`24326690770000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,176 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,006 sqft
Porch	Open Porch
Porch Area	140 sqft
Deck Area	1,452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3544 SANDFIDDLER RD
City	VIRGINIA BEACH
State	VA
Zip	23456-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	SANDBRIDGE BEACH TRACT D LOT 24 SEC 2
Legal Section	02
Legal Subdivision	SOUTH SANDBRIDGE
Legal Lot Number	24
Jurisdiction	VIRGINIA BEACH CITY VA
Township / Civil Division	VIRGINIA BEACH
Census Block Group	1
Census Block	1004
Census Tract	45412

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	3544 SANDFIDDLER RD, VIRGINIA BEACH, VA 23456-4308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREATER POTOMAC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2016
Deed Sale	Aug 2, 2016
Prior Sale	Dec 29, 2003 · Amount on File
Deed Document Number	20160802000669400
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	3544 SANDFIDDLER RD, VIRGINIA BEACH, VA 23456-4308
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 SANDFIDDLER RD, VIRGINIA BEACH, VA 23456-4308

Mortgage

Document Number	0000008736
Date	Oct 10, 2023
Instrument	202303038736

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VIRGINIA BEACH CITY VA
Property Address	3544 SANDFIDDLER RD, VIRGINIA BEACH, VA 23456-4308
Document Number	0000692160
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 SANDFIDDLER RD VIRGINIA BEACH VA 234564308, VIRGINIA BEACH, VA 23456-4308

Mortgage

Document Number	0000692160
Date	Aug 5, 2020
Instrument	692160

Lender

Name	GREATER POTOMAC MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Virginia Beach City
Unified School District	Virginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,980.00 (+25.97%)	$2,140,900 (+27.25%) Land $1,700,000 Building $440,900	$2,140,900 (+27.25%) Land $1,700,000 Building $440,900
2023	$16,655.00	$1,682,400 Land $1,250,000 Building $432,400	$1,682,400 Land $1,250,000 Building $432,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 834 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	936 units insured incl. 102 condo units
Nearby Flood Claims	855 (1978–2020)
Claims Outside the SFHA	200 of 855
Most Recent Claim	Aug 2020 · tidal / storm surge
Claims by Event	Hurricane Matthew, Oct 2016 · 18 claims Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 169 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900
Water Source	Purchased surface water from CITY OF NORFOLK
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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