3544 S Debra St, Independence, MO 64055 Property Records

Jackson County property record for 3544 S Debra St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1967
Lot Size	0.186 acres (8,098 sqft)
Owner	Individual Name on File
Tax Bill	$2,329 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-320-03-49`

Property Details

APN / Parcel Number

Primary APN	`34-320-03-49`
Alternative APNs	`34-320-03-49-00-0-00-000` `34320034900000001` `885382`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	594 sqft
Basement Area	999 sqft
Flooring	Carpet

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,098 sqft (0.186 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	885382
Street Address	3544 S DEBRA ST
City	INDEPENDENCE
State	MO
Zip	64055-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HART ESTATES LOT 48
Legal Subdivision	HART ESTATES
Legal Block	3
Legal Lot Number	48
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3001
Census Tract	14603

Owner

3544 S Debra St is owned and occupied by an individual who acquired it in March 2022.

Source: Jackson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3544 S DEBRA ST, INDEPENDENCE, MO 64055-3038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Mar 17, 2022	Warranty Deed, Transfer ALLIANCE TI, ALLIANCE
Mar 26, 2020	Deed of Trust, Mortgage UNITED FIDELITY FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022
Deed Sale	Mar 17, 2022
Prior Sale	Aug 12, 2016 · Amount on File
Deed Document Number	2022E25503
Prior Transfer Date	Jun 5, 2012
Prior Transfer Doc	0000E61794
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3544 S DEBRA ST, INDEPENDENCE, MO 64055-3038
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 S DEBRA ST, INDEPENDENCE, MO 64055-3037

Mortgage

Document Number	00E0088229
Date	Sep 23, 2022
Instrument	2022E0088229

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Change Frequency	6 Months

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Mar 17, 2022
Property Address	3544 S DEBRA ST, INDEPENDENCE, MO 64055-3038
Document Number	00E0025503
Instrument Date	Mar 9, 2022
Instrument	2022E0025503
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	ALLIANCE TI, ALLIANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 S DEBRA ST, INDEPENDENCE, MO 64055-3038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3544 S DEBRA ST, INDEPENDENCE, MO 64055-3038
Document Number	0000E26982
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 S DEBRA ST INDEPENDENCE MO 640553038, INDEPENDENCE, MO 64055-3038

Mortgage

Document Number	0000E26982
Date	Apr 1, 2020
Instrument	26982E

Lender

Name	UNITED FIDELITY FNDG
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64150

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 31, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3544 S Debra St was $2,329, down 2.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,916 (-) Land $4,919 Building $27,997	$173,240 (-)
2025	$2,329.00 (-2.06%)	$32,916 Land $4,919 Building $27,997	$173,240
2024	$2,378.00 (+2.1%)
2023	$2,329.00	$34,679 Land $5,086 Building $29,593	$182,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3544 S Debra St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3544 S Debra St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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