3544 Normandy Dr, Rochester, MI 48306 Property Records

Oakland County property record for 3544 Normandy Dr, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,362 sqft · built 1996
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$269,000 (Mar 2005)
Tax Bill	$2,171 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-30-177-013`

Property Details

APN / Parcel Number

Primary APN	`N-10-30-177-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,362 sqft Living Area
1st Floor Area	1,597 sqft
Basement Area	1,165 sqft
Unfinished Basement	1,165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Lot Area	7,405 sqft (0.17 acres)
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	380 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3544 NORMANDY DR
City	ROCHESTER
State	MI
Zip	48306-4739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 30 THE CROSSINGS SUB NO 7 LOT 183 1-16-96 FR 100-009
Legal Range	11E
Legal Township	04N
Legal Section	30
Legal Subdivision	THE CROSSINGS SUB
Legal Lot Number	1,183
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	3
Census Block	3005
Census Tract	190700

Owner

3544 Normandy Dr is owned and occupied by two individuals who bought it in March 2005.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3544 NORMANDY DR, ROCHESTER, MI 48306-4739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2005 · Amount on File
Deed Sale	Mar 18, 2005 · Amount on File
Prior Sale	Aug 19, 2003 · Amount on File
Deed Document Number	200576665
Deed Book / Page	35160 / 761
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3544 NORMANDY DR, ROCHESTER, MI 48306-4739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092962
Date	May 12, 2020
Book Page	54201/380
Instrument	92962

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3544 NORMANDY DR, ROCHESTER, MI 48306-4739
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000171826
Date	Oct 16, 2019
Book Page	53386/00353
Instrument	171826

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3544 NORMANDY DR, ROCHESTER, MI 48306-4739
Document Number	0000034875
Book / Page	050414 / 000643
Instrument Date	Feb 17, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3544 NORMANDY DR OAKLAND MI 483064739, OAKLAND, MI 48306-4739

Mortgage

Document Number	0000034875
Date	Feb 23, 2017
Book Page	050414/000643
Instrument	34875

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3544 Normandy Dr was $2,171 with a homeowner's exemption, down 33.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,171.00 (-33.81%) Homeowner's exemption	$212,710	$425,420
2024	$3,280.00
2023		$176,780	$353,560
2021	$2,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3544 Normandy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3544 Normandy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST OAKLAND TOWNSHIP serves 4,943 people · EPA ID MI0004878
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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