James City County property record for 3544 Frances Berkeley, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,047 sqft · built 1996 |
| Lot Size | 0.446 acres (19,428 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $425,000 (Dec 2021) |
| Tax Bill | $3,688 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-4 03-0-0125 |
| Primary APN | 36-4 03-0-0125 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Fiberglass |
| Lot Area | 19,428 sqft (0.446 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 43 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20504 |
|---|---|
| Street Address | 3544 FRANCES BERKELEY |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | L-125 PH-1 GREENSPRINGS PLANTATION SINGLE FAMILY |
| Legal Subdivision | GREENSPRINGS PLANTATION |
| Legal Phase | 1 |
| Legal Lot Number | 125 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | BERKELEY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 80307 |
Source: James City County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3544 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP |
| Dec 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Deed Document Number | 202124727 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 3544 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1326 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3544 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1326 |
| Document Number | 0202602958 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 202602958 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Dec 21, 2021 |
| Property Address | 3544 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1326 |
| Document Number | 0210024727 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 210024727 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2022 |
| Title Company | BARRISTERS OF OHIO, BARRISTERS OF VIRGINIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3544 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1326 |
| Document Number | 0210024728 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 210024728 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,688.00 (+6.41%) | $444,400 (+13.6%) Land $104,500 Building $339,900 | $444,400 (+13.6%) Land $104,500 Building $339,900 |
| 2024 | $3,466.00 (+6.78%) | ||
| 2023 | $3,246.00 | $391,200 Land $80,100 Building $311,100 | $391,200 Land $80,100 Building $311,100 |
| 2022 | $3,246.00 (+9.55%) | ||
| 2019 | $2,963.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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