Lexington-Fayette Urban County property record for 3544 Cephas Way, Lexington, KY 40503
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,040 sqft · built 1989 |
| Lot Size | 0.251 acres (10,942 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $239,500 (May 2012) |
| Tax Bill | $3,199 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| APN | 20079580 |
| Primary APN | 20079580 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,942 sqft (0.251 acres) |
| Lot Width | 65 ft Width |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3544 CEPHAS WAY |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40503-4391 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1D |
| Legal Description | H-374 STONE CREEK ESTATES LOT 21; BOOK: 3074 PAGE: 61 |
| Legal Subdivision | STONE CREEK ESTATES |
| Legal Block | E |
| Legal Lot Number | 21 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 4204 |
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3544 CEPHAS WAY, LEXINGTON, KY 40503-4391 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2012 · Amount on Record |
| Deed Sale | May 21, 2012 · Amount on Record |
| Deed Book / Page | 3074 / 61 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 3544 CEPHAS WAY, LEXINGTON, KY 40503-4391 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 9369/627 |
|---|---|
| Date | Jul 26, 2019 |
| Book Page | 9369/627 |
| Name | MEMBERS HERITAGE CR UN |
|---|
| Amount | Amount Recorded |
|---|
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,199.00 (+2.3%) | $284,900 (-) | $284,900 (-) |
| 2025 | $3,127.00 (+18.99%) | $284,900 (+18.96%) | $284,900 (+18.96%) |
| 2023 | $2,628.00 | $239,500 | $239,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (1992–2023) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jan 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
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