3544 Central Ave, Indianapolis, IN 46205 Property Records

Marion County property record for 3544 Central Ave, Indianapolis, IN 46205

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 4,696 sqft · built 1905
Lot Size	0.689 acres (30,013 sqft)
Owner	Individual Name on Record
Tax Bill	$5,731 (2023)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-24-164-051.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-06-24-164-051.000-101`
Alternative APN	`1083016`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,696 sqft Living Area
Gross Area	8,120 sqft
1st Floor Area	3,232 sqft
2nd Floor Area	2,136 sqft
Attic Area	672 sqft
Basement Area	2,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1958
Construction Type	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	30,013 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Pool Area	575 sqft
Patio Area	1,081 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1083016
Old Parcel Number	1083016
Street Address	3544 CENTRAL AVE
City	INDIANAPOLIS
State	IN
Zip	46205-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100FT WL CENTRAL AVE X 300FT BEG 119 1/2FT S OFSL 36TH ST PT SE1/4 NW1/4 S24 T16 R3
Legal Range	03
Legal Township	16
Legal Section	24
Legal Subdivision	WASHINGTON PARK ADD
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3030
Census Tract	350400

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3544 CENTRAL AVE, INDIANAPOLIS, IN 46205-3712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit HORIZON BANK NA
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 7, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3544 CENTRAL AVE, INDIANAPOLIS, IN 46205-3712
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116183
Date	Oct 25, 2022
Instrument	A202200116183

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 2, 2047

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	3544 CENTRAL AVE, INDIANAPOLIS, IN 46205-3712
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010085
Date	Jan 25, 2021
Instrument	A202100010085

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,731.00 (-25.28%) Homeowner's exemption	$385,700 (-19.44%) Land $106,100 Building $279,600	$385,700 (-19.44%) Land $106,100 Building $279,600
2022	$7,670.00 (+14.94%) Homeowner's exemption	$478,800 Land $20,400 Building $458,400	$478,800 Land $20,400 Building $458,400
2021	$6,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Xfinity, Xiber.

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