3544 Bowman Loop, Crossville, TN 38571 Property Records

Cumberland County property record for 3544 Bowman Loop, Crossville, TN 38571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,046 sqft · built 2024
Lot Size	5.8 acres (252,648 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (May 2026)
Tax Bill	$631 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-057.04`

Property Details

APN / Parcel Number

Primary APN	`039-057.04`
Alternative APNs	`0203903905704` `018039 05704`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,046 sqft Living Area
1st Floor Area	2,046 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Custom Design
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	252,648 sqft (5.8 acres)
Terrain	Rolling
Pool Area	4,800 sqft
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3544 BOWMAN LOOP
City	CROSSVILLE
State	TN
Zip	38571-0681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Jurisdiction	CUMBERLAND TN
Township / Civil Division	7
Census Block Group	1
Census Block	1053
Census Tract	970202

Owner

Source: Cumberland County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3544 BOWMAN LOOP, CROSSVILLE, TN 38571-0681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
May 22, 2026	Warranty Deed, Transfer · FHA Mortgage VANDYK MORTGAGE CORPORATION
Sep 13, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Sep 13, 2023 · Amount on Record
Deed Document Number	20267080
Deed Book / Page	1749 / 2092
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	3544 BOWMAN LOOP, CROSSVILLE, TN 38571-0681
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015814
Date	Jan 23, 2024
Book Page	1688/1559
Instrument	24015814

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2049

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	May 22, 2026
Property Address	3544 BOWMAN LOOP, CROSSVILLE, TN 38571-0681
Document Number	0000007080
Book / Page	1749 / 2092
Instrument Date	May 22, 2026
Instrument	20267080
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142,006.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 BOWMAN LOOP, CROSSVILLE, TN 38571-0681

Mortgage

Document Number	0000007081,
Date	May 22, 2026
Instrument	20267081

Lender

Name	VANDYK MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Sep 13, 2023
Property Address	BOWMAN LOOP, CROSSVILLE, TN 38571
Document Number	0000011099
Book / Page	1680 / 1336
Instrument Date	Sep 12, 2023
Instrument	23011099
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$444.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 SUNSET DR, CROSSVILLE, TN 38555-5113

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$631.00	$55,625 (+344.11%) Land $12,525 Building $43,100	$222,500 (-) Land $50,100 Building $172,400
2024	$631.00 (+344.37%)
2023		$12,525 (-) Land $12,525
2022	$142.00 (-27.55%)	$12,525 Land $12,525	$222,500 (+344.11%) Land $50,100 Building $172,400
2021			$50,100 Land $50,100
2018	$196.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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