3544 Beaver Rd, Moose Lake, MN 55767 Property Records

Carlton County property record for 3544 Beaver Rd, Moose Lake, MN 55767

Property Summary

Property Type	Single Family Home
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Sep 2024)
Tax Bill	$2,822 (2026)
Deeds & Mortgages	Feb 2010 Line of Credit Mar 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39-010-2860`

Property Details

APN / Parcel Number

Primary APN	`39-010-2860`
Alternative APN	`14558`

Exterior

Lot Area	871,200 sqft (20 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	14558
Street Address	3544 BEAVER RD
City	MOOSE LAKE
State	MN
Zip	55767-8118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W1/2 OF NE1/4 NE1/4 TOG WITH EASE TOWN OF BARNUM TOWNSHIP
Legal Range	18
Legal Township	46
Legal Section	18
Legal Subdivision	TOWN OF BARNUM TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	BARNUM
Census Block Group	2
Census Block	2026
Census Tract	70502

Owner

3544 Beaver Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Carlton County records, as of April 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3544 BEAVER RD, MOOSE LAKE, MN 55767-8118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2010	Deed of Trust, Mortgage · Line of Credit LAKE STATE FCU
Mar 15, 2012	Deed of Trust, Mortgage · Conventional Mortgage LAKE STATE FCU
Jul 9, 2008	Deed of Trust, Mortgage LAKE STATE FCU
Jan 31, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHWOODS CREDIT UNION
Dec 9, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2024 · Amount on File
Deed Sale	Sep 27, 2024 · Amount on File
Prior Sale	Jan 28, 2022 · Amount on File
Deed Document Number	20241696461
Prior Transfer Date	Jun 14, 2007
Prior Transfer Doc	0000410343
Record Updated	Jun 8, 2026

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	3544 BEAVER RD, MOOSE LAKE, MN 55767-8118
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000429485
Date	Feb 11, 2010
Instrument	A000429485

Lender

Name	LAKE STATE FCU
Type	Credit Union
Address	MOOSE LAKE, MN 55767

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 10, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	3544 BEAVER RD, MOOSE LAKE, MN 55767-8118
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CARLTON COUNTY ABSTRACT, CARLTON COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000442521
Date	Mar 15, 2012
Instrument	A000442521

Lender

Name	LAKE STATE FCU
Type	Credit Union
Address	MOOSE LAKE, MN 55767

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	367 Months
Due	Oct 14, 2042

Interest

Rate Type	Fixed Rate
Rate	7.1%
Type Change Date	Oct 14, 2015
Change Frequency	3 Years
Min Rate At Change	7.1%
Max Rate At Change	9.1%
Index	3-Year TN
Max Rate	13.1%

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	3544 BEAVER RD, MOOSE LAKE, MN 55767-8118
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000418466
Date	Jul 9, 2008
Instrument	A000418466

Lender

Name	LAKE STATE FCU
Type	Credit Union
Address	MOOSE LAKE, MN 55767

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 30, 2023

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 31, 2022
Property Address	3544 BEAVER RD, MOOSE LAKE, MN 55767-8118
Document Number	A000504475
Instrument Date	Jan 28, 2022
Instrument	A000504475
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 BEAVER RD, MOOSE LAKE, MN 55767-8118

Mortgage

Document Number	A000504476
Date	Jan 31, 2022
Instrument	A000504476

Lender

Name	NORTHWOODS CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Dec 9, 2020
Property Address	3544 BEAVER RD, MOOSE LAKE, MN 55767-8118
Document Number	A000495825
Instrument Date	Dec 4, 2020
Instrument	A000495825
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 BEAVER RD, MOOSE LAKE, MN 55767-8118

Mortgage

Document Number	A000495826
Date	Dec 9, 2020
Instrument	A000495826

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 3544 Beaver Rd was $2,822.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Barnum Township
Unified School District	Barnum Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,822.00
2025		$288,700 (+3.66%) Land $111,200 Building $177,500	$288,700 (+3.66%) Land $111,200 Building $177,500
2024	$2,586.00 Homeowner's exemption	$278,500 (+6.05%) Land $111,200 Building $167,300	$278,500 (+6.05%) Land $111,200 Building $167,300
2023	$2,586.00 Homeowner's exemption	$262,600 (-) Land $103,300 Building $159,300	$262,600 (-) Land $103,300 Building $159,300
2022		$262,600 Land $103,300 Building $159,300	$262,600 Land $103,300 Building $159,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3544 Beaver Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3544 Beaver Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

May also be available: GigFire.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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