3543 Timberneck Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 3543 Timberneck Dr, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,028 sqft · built 1978
Lot Size	0.471 acres (20,517 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Jul 2024)
Tax Bill	$2,261 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33790`

Property Details

APN / Parcel Number

Primary APN	`33790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,028 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,517 sqft (0.471 acres)
Garage Area	624 sqft
Pool Area	452 sqft
Porch	Slab
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3543 TIMBERNECK DR
City	HAYES
State	VA
Zip	23072-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	TIMBERNECK ESTATES LOT 5
Legal Subdivision	TIMBERNECK
Legal Lot Number	5
Jurisdiction	GLOUCESTER VA
Township / Civil Division	GLOUCESTER POINT
Census Block Group	1
Census Block	1007
Census Tract	100302

Owner

3543 Timberneck Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3543 TIMBERNECK DR, HAYES, VA 23072-3023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Mar 26, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2024 · Amount on File
Deed Sale	Jul 18, 2024 · Amount on File
Prior Sale	Feb 4, 2022 · Amount on File
Deed Document Number	20242710
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 4, 2022
Property Address	3543 TIMBERNECK DR, HAYES, VA 23072-3023
Document Number	0220000740
Instrument Date	Jan 24, 2022
Instrument	220000740
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE CO LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3543 TIMBERNECK DR, HAYES, VA 23072-3023

Mortgage

Document Number	0220000741
Date	Feb 4, 2022
Instrument	220000741

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 26, 2020
Property Address	3543 TIMBERNECK DR, HAYES, VA 23072-3023
Document Number	200001444
Instrument Date	Mar 24, 2020
Instrument	200001444
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3543 TIMBERNECK DR, HAYES, VA 23072-3023

Mortgage

Document Number	200001445
Date	Mar 26, 2020
Instrument	200001445

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3543 Timberneck Dr was $2,261, up 7.3% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,261.00 (+7.31%)	$387,800 (+12.96%) Land $53,610 Building $334,190	$387,800 (+12.96%) Land $53,610 Building $334,190
2025	$2,107.00 (+8.22%)	$343,320 (+2.76%) Land $53,610 Building $289,710	$343,320 (+2.76%) Land $53,610 Building $289,710
2024	$1,947.00	$334,090 (-) Land $53,610 Building $280,480	$334,090 (-) Land $53,610 Building $280,480
2023	$1,947.00 (+3.67%)	$334,090 (+28.92%) Land $53,610 Building $280,480	$334,090 (+28.92%) Land $53,610 Building $280,480
2022	$1,878.00	$259,150 Land $54,370 Building $204,780	$259,150 Land $54,370 Building $204,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3543 Timberneck Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2003–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3543 Timberneck Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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