Lee County property record for 3543 Ruby Ave, Saint James City, FL 33956 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1981 |
| Square Footage | 2,173 sqft Living Area |
| Lot Size | 12,240 sqft (0.281 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $410,000 (2020) |
| Tax Bill | $6,377.00 (2025) |
| Primary APN | 02-46-22-11-0000B.0110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 2,173 sqft Living Area |
| Gross Area | 6,197 sqft Gross Area |
| 1st Floor | 1,453 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch Style |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 12,240 sqft (0.281 acres) |
| Depth X Width | 108 ft x 78 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 632 sqft Garage |
| Pool Area | 312 sqft Pool |
|---|---|
| Patio Area | 272 sqft Patio |
| Porch Area | 2,288 sqft Porch |
| Boat Lift | Boat Lift |
| Boat Access | Boat Access |
| Utility Building | 88 sqft Utility Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 10019914 |
|---|---|
| Street Address | 3543 RUBY AVE |
| City | SAINT JAMES CITY |
| State | FL |
| Zip | 33956-2208 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAYVIEW ACRES BLK B PB 11 PG 11 LOT 101 |
| Legal Range | 22E |
| Legal Township | 46S |
| Legal Section | 02 |
| Legal Subdivision | BAYVIEW ACRES |
| Legal Tract | 11 |
| Legal Block | B |
| Legal Lot Number | 101 |
| Jurisdiction | LEE FL |
| Minor Civil Division | PINE ISLAND |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 70201 |
Source: Lee County records · APN 02-46-22-11-0000B.0110
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3543 RUBY AVE, SAINT JAMES CITY, FL 33956-2208 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 25, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 07, 2019 | Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK |
| Jun 05, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2020 · Amount on Record |
| Deed Sale | Jun 05, 2020 · Amount on Record |
| Prior Sale | Mar 21, 1994 · Amount on Record |
| Deed Doc Number | 2020128355 |
| Prior Transfer Date | Feb 17, 2011 |
| Prior Transfer Doc | 0000088535 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 3543 RUBY AVE, SAINT JAMES CITY, FL 33956-2208 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3543 RUBY AVE, SAINT JAMES CITY, FL 33956-2208 |
| Document Number | 0000203460 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022000203460 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 07, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 3543 RUBY AVE, SAINT JAMES CITY, FL 33956-2208 |
| Transaction Type | Mortgage |
| Record Updated | Sep 03, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3543 RUBY AVE, SAINT JAMES CITY, FL 33956-2208 |
| Document Number | 0000280832 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021000280832 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 3543 RUBY AVE, SAINT JAMES CITY, FL 33956-2208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000257090 |
|---|---|
| Date | Nov 07, 2019 |
| Instrument | 2019000257090 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT JAMES CITY, FL 33956 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jun 05, 2020 |
| Property Address | 3543 RUBY AVE, SAINT JAMES CITY, FL 33956-2208 |
| Document Number | 0000128355 |
| Map Reference | MB 11 PG 100 |
| Instrument Date | Jun 01, 2020 |
| Instrument | 2020000128355 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1007 NW 16TH PL, 1007, CAPE CORAL, FL 33993-5972 |
| Name | Verified Name |
|---|---|
| Address | 3543 RUDY AVE, SAINT JAMES CITY, FL 33956-2208 |
| Document Number | 0000128357 |
|---|---|
| Date | Jun 05, 2020 |
| Instrument | 2020000128357 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,377.00 (+5.91%) Homeowner's exemption | $450,368 (+5.99%) | $845,883 (+46.15%) Land $448,193 Building $397,690 |
| 2023 | $6,021.00 (+2.03%) Homeowner's exemption | $424,927 (+3%) | $578,770 (-18.99%) Land $194,287 Building $384,483 |
| 2022 | $5,901.00 Homeowner's exemption | $412,550 | $714,430 Land $177,150 Building $537,280 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures