3543 Palmer Dr, Saugatuck, MI 49453 Property Records

Allegan County property record for 3543 Palmer Dr, Saugatuck, MI 49453

Property Summary

Property Type	Condominium
Details	5 bd · 2.5 ba · 2,409 sqft · built 2016
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$67,500 (Aug 2015)
Tax Bill	$11,580 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-310-014-00`

Property Details

APN / Parcel Number

Primary APN	`20-310-014-00`
Alternative APN	`03-20-310-014-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,409 sqft Living Area
1st Floor Area	2,409 sqft
Basement Area	2,409 sqft
Unfinished Basement	2,409 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	60,984 sqft (1.4 acres)
Lot Width	180 ft Width
Garage Area	910 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3543 PALMER DR
City	SAUGATUCK
State	MI
Zip	49453-9444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	A-2
Legal Description	UNIT 14 RAVINES CONDOMINIUM SEC 1 T3N R16W (99)
Legal Range	16W
Legal Township	03N
Legal Section	01
Legal Subdivision	RAVINES CONDO
Legal Unit	14
Jurisdiction	ALLEGAN MI
Township / Civil Division	SAUGATUCK
Census Block Group	1
Census Block	1001
Census Tract	30802

Owner

3543 Palmer Dr, a condominium, is owned and occupied by an individual who acquired it in September 2025.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3543 PALMER DR, SAUGATUCK, MI 49453-9444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Feb 25, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2015 · Amount on File
Deed Sale	Aug 21, 2015 · Amount on File
Prior Sale	Dec 18, 2013 · Amount on File
Deed Book / Page	3956 / 38
Last Transfer Date	Sep 11, 2025
Transfer Doc	005067/941
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	3543 PALMER DR, SAUGATUCK, MI 49453-9444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4102/043
Date	Jan 3, 2017
Book Page	4102/043

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Feb 25, 2019
Property Address	3543 PALMER DR, SAUGATUCK, MI 49453-9444
Document Number	4323/273
Book / Page	4323 / 273
Map Reference	LB 1793 PG 823
Instrument Date	Feb 5, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3543 PALMER DR, SAUGATUCK, MI 49453-9444

Tax Assessment & Valuation

The 2025 property tax bill for 3543 Palmer Dr was $11,580 with a homeowner's exemption, up 4.7% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Saugatuck Township
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,000 (+10.98%) Land $73,000 Building $509,000	$1,164,000 (+10.98%) Land $146,000 Building $1,018,000
2025	$11,580.00 (+4.72%) Homeowner's exemption	$524,400 Land $51,500 Building $472,900	$1,048,800 Land $103,000 Building $945,800
2024	$11,058.00
2023		$399,800 Land $36,700 Building $363,100	$799,600 Land $73,400 Building $726,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3543 Palmer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3543 Palmer Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palmer Dr

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