3543 Monte Carlo Dr, Oxnard, CA 93035 Property Records

Ventura County property record for 3543 Monte Carlo Dr, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,166 sqft · built 1999
Lot Size	0.162 acres (7,072 sqft)
Owner	2 Individual Names on Record
Last Sale	$975,000 (May 2025)
Tax Bill	$10,627 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Aug 2022 Sale + 4 more
Flood Zone	Zone X (moderate risk)
APN	`185-0-180-025`

Property Details

APN / Parcel Number

Primary APN	`185-0-180-025`
Alternative APN	`1830150225`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
1st Floor Area	1,275 sqft
2nd Floor Area	891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	7,072 sqft (0.162 acres)
Garage Area	607 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	63 sqft
Patio Area	640 sqft

Location & Zoning

Street Address	3543 MONTE CARLO DR
City	OXNARD
State	CA
Zip	93035-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULT
Legal Description	TRACT: 464800 LOT: 2 REF: 133MR 35
Legal Subdivision	TRACT NO 4648
Legal Tract	464800
Legal Block	180
Legal Lot Number	2
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2005
Census Tract	3613

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3543 MONTE CARLO DR, OXNARD, CA 93035-1332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2022	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 24, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Dec 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jul 28, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 13, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	202534729
Prior Transfer Date	Jan 4, 2012
Prior Transfer Doc	0000004802
Record Updated	Sep 20, 2026

May 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	May 23, 2025
Property Address	3543 MONTE CARLO DR, OXNARD, CA 93035-1332
Document Number	0000034729
Map Reference	MB 133 PG 35-39
Instrument Date	May 1, 2025
Instrument	2025000034729
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3543 MONTE CARLO DR, OXNARD, CA 93035-1332

Mortgage

Document Number	0000034730
Date	May 23, 2025
Instrument	2025000034730

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Aug 19, 2022
Property Address	3543 MONTE CARLO DR, OXNARD, CA 93035-1332
Document Number	0000086039
Map Reference	MB 133 PG 35-39
Instrument Date	Jul 27, 2022
Instrument	2022000086039
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 24, 2020
Property Address	3543 MONTE CARLO DR, OXNARD, CA 93035-1332
Document Number	0000227688
Instrument Date	Dec 14, 2020
Instrument	227688
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3543 MONTE CARLO DR OXNARD CA 930351332, OXNARD, CA 93035-1332

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Dec 23, 2020
Property Address	3543 MONTE CARLO DR, OXNARD, CA 93035-1332
Document Number	0000226286
Map Reference	MB 133 PG 35-39
Instrument Date	Dec 14, 2020
Instrument	20201223-00226286
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3543 MONTE CARLO DR, OXNARD, CA 93035-1332

Mortgage

Document Number	0000226287
Date	Dec 23, 2020
Instrument	20201223-00226287

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3543 MONTE CARLO DR, OXNARD, CA 93035-1332
Document Number	0000107021
Instrument Date	Jul 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3543 MONTE CARLO DR OXNARD CA 930351332, OXNARD, CA 93035-1332

Mortgage

Document Number	0000107021
Date	Sep 19, 2018
Instrument	107021

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 18, 2058

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 13, 2018
Property Address	3543 MONTE CARLO DR, OXNARD, CA 93035-1332
Document Number	0000080108
Instrument Date	Jul 10, 2018
Instrument	80108
Transaction Type	Transfer
Record Updated	Jul 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3543 MONTE CARLO DR OXNARD CA 930351332, OXNARD, CA 93035-1332

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$994,500 (+15.86%) Land $646,680 Building $347,820
2025	$10,627.00 (+2.21%)	$858,330 (+4.04%) Land $557,655 Building $300,675
2024	$10,397.00 (+3.79%)
2023	$10,017.00 (+118.43%)	$825,000 Land $536,000 Building $289,000
2022	$4,586.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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