35429 Monterra Cir, Union City, CA 94587 Property Records

Alameda County property record for 35429 Monterra Cir, Union City, CA 94587

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,708 sqft · built 2001
Lot Size	0.136 acres (5,901 sqft)
Owner	2 Individual Names on File
Last Sale	$378,000 (Apr 2002)
Tax Bill	$8,874 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`87-20-54`

Property Details

APN / Parcel Number

Primary APN	`87-20-54`
Alternative APN	`087-0020-054-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	84 Units
Stories	2 Stories
Building Area	1,708 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	5,901 sqft (0.136 acres)
View / Lot	Average
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	35429 MONTERRA CIR
City	UNION CITY
State	CA
Zip	94587-8076
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BK: P254 PAGE: 59 LOT: 1 BLDG: UNIT:802
Legal Subdivision	PARCEL MAP 7408
Legal Lot Number	8&1
Legal Unit	802
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	3
Census Block	3000
Census Tract	440338

Owner

35429 Monterra Cir, a condominium, is owned and occupied by two individuals who bought it in April 2002.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	35429 MONTERRA CIR, UNION CITY, CA 94587-8076
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Aug 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
May 19, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2002 · Amount on File
Deed Sale	Apr 9, 2002 · Amount on File
Prior Sale	Feb 15, 2002 · Amount on File
Deed Document Number	2002157156
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35429 MONTERRA CIR, UNION CITY, CA 94587-8076
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063291
Date	Mar 16, 2017
Instrument	2017063291

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35429 MONTERRA CIR, UNION CITY, CA 94587-8076
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000254786
Date	Dec 12, 2019
Instrument	2019254786

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35429 MONTERRA CIR, UNION CITY, CA 94587-8076
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35429 MONTERRA CIR, UNION CITY, CA 94587-8076

Mortgage

Document Number	0000245678
Date	Sep 24, 2020
Instrument	2020245678

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35429 MONTERRA CIR, UNION CITY, CA 94587-8076
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35429 MONTERRA CIR, UNION CITY, CA 94587-8076

Mortgage

Document Number	0000267307
Date	Aug 4, 2021
Instrument	2021267307

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	35429 MONTERRA CIR, UNION CITY, CA 94587-8076
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35429 MONTERRA CIR, UNION CITY, CA 94587-8076

Mortgage

Document Number	0000096891
Date	May 19, 2022
Instrument	2022096891

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 35429 Monterra Cir was $8,874 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$634,720 (+0.89%) Land $192,561 Building $449,159
2025	$8,874.00 Homeowner's exemption	$629,139 Land $188,786 Building $440,353
2023	$8,317.00 Homeowner's exemption	$604,713 Land $181,456 Building $423,257	$926,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 35429 Monterra Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 35429 Monterra Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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