3542 Windsor Rd, Oceanside, CA 92056 Property Records

San Diego County property record for 3542 Windsor Rd, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,739 sqft · built 1984
Lot Size	0.196 acres (8,554 sqft)
Owner	2 Trust Names on File
Last Sale	$173,000 (Apr 1995)
Tax Bill	$3,454 (2025)
Deeds & Mortgages	Nov 2023 Transfer Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`169-322-22-00`

Property Details

APN / Parcel Number

Primary APN	`169-322-22-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,739 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Conventional
Lot Area	8,554 sqft (0.196 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3542 WINDSOR RD
City	OCEANSIDE
State	CA
Zip	92056-4944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 366 TR 009823
Legal Subdivision	BROADMOOR-LA JOLLA VILLAGE
Legal Tract	009823
Legal Block	1
Legal Lot Number	366
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1009
Census Tract	19809

Owner

3542 Windsor Rd is owner-occupied and held in a trust since October 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3542 WINDSOR RD, OCEANSIDE, CA 92056-4944
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Intrafamily Transfer, Transfer
Oct 25, 2023	Intrafamily Transfer, Transfer · Line of Credit HOMETRUST BANK
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 1995 · Amount on File
Deed Sale	Apr 26, 1995 · Amount on File
Prior Sale	Jul 31, 1984 · Amount on File
Deed Document Number	1995174705
Last Transfer Date	Oct 25, 2023
Transfer Doc	0000330158
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2023
Property Address	3542 WINDSOR RD, OCEANSIDE, CA 92056-4944
Document Number	0000330158
Map Reference	MAP 9823
Instrument Date	Oct 25, 2023
Instrument	2023-0330158
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3542 WINDSOR RD, OCEANSIDE, CA 92056-4944

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2023
Property Address	3542 WINDSOR RD, OCEANSIDE, CA 92056-4944
Document Number	0000293468
Map Reference	MAP 9823
Instrument Date	Oct 17, 2023
Instrument	2023-0293468
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3542 WINDSOR RD, OCEANSIDE, CA 92056-4944

Mortgage

Document Number	0000293469
Date	Oct 25, 2023
Instrument	2023-0293469

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3542 WINDSOR RD, OCEANSIDE, CA 92056-4944
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000284439
Date	Jul 16, 2019
Instrument	2019-0284439

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2018
Property Address	3542 WINDSOR RD, OCEANSIDE, CA 92056-4944
Document Number	0000279748
Instrument Date	Jun 29, 2018
Instrument	279748
Transaction Type	Transfer
Record Updated	Jul 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3542 WINDSOR RD OCEANSIDE CA 920564944, OCEANSIDE, CA 92056-4944

Tax Assessment & Valuation

The 2025 property tax bill for 3542 Windsor Rd was $3,454 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$309,661 (+2%) Land $97,549 Building $212,112
2025	$3,454.00 Homeowner's exemption	$303,590 Land $95,637 Building $207,953
2023	$3,181.00 (+0.28%) Homeowner's exemption	$291,803 Land $91,924 Building $199,879
2022	$3,172.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3542 Windsor Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3542 Windsor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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