3542 River Rd, Laurel, MT 59044 Property Records

Yellowstone County property record for 3542 River Rd, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,632 sqft · built 1979
Lot Size	10.4 acres (454,331 sqft)
Owner	Individual Name on File
Tax Bill	$3,077 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000D029340`

Property Details

APN / Parcel Number

Primary APN	`000D029340`
Alternative APNs	`03-0821-24-1-13-07-0000` `R0358520` `D029340` `D02934`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,632 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Finished Basement	952 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1985
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Asphalt
Lot Area	454,331 sqft (10.4 acres)
View / Lot	Rural
Garage Type	Detached
Garage Area	729 sqft
Parking Spaces	6 Parking Spaces
Deck Area	436 sqft
Pole Barn	153 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3542 RIVER RD
City	LAUREL
State	MT
Zip	59044-8811
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S24, T02 S, R24 E, C.O.S. 1034, PARCEL 2
Legal Range	24E
Legal Township	02S
Legal Section	24
Legal Subdivision	CERTIFICATE/SURV 1034 02
Legal Tract	2
Legal Block	2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	SOUTH YELLOWSTONE
Census Block Group	2
Census Block	2065
Census Tract	940001

Owner

Source: Yellowstone County records · APN 000D029340

Assessment roll updated September 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3542 RIVER RD, LAUREL, MT 59044-8811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2024	Deed of Trust, Mortgage · Line of Credit LITTLE HORN STATE BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL LENDING CORP
Aug 09, 2020	Deed of Trust, Mortgage UNIVERSAL LENDING
Mar 05, 2019	Warranty Deed, Transfer · Stand-Alone Refinance UNIVERSAL LNDNG CORP DBA CRESTLINE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2024
Deed Sale	Aug 22, 2024
Prior Sale	Mar 05, 2019 · Amount on Record
Deed Document Number	20244083126
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3542 RIVER RD, LAUREL, MT 59044-8811
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3542 RIVER RD, LAUREL, MT 59044-8811

Mortgage

Document Number	0004067803
Date	Feb 12, 2024
Instrument	4067803

Lender

Name	LITTLE HORN STATE BANK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3542 RIVER RD, LAUREL, MT 59044-8811
Transaction Type	Mortgage
Record Updated	Mar 03, 2021
Title Company	FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003916907
Date	Apr 14, 2020
Instrument	3916907

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company
Address	DENVER, CO 80224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	3542 RIVER RD, LAUREL, MT 59044-8811
Document Number	0003934051
Instrument Date	Aug 09, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	FIRST MONTANA TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3542 RIVER RD LAUREL MT 590448811, LAUREL, MT 59044-8811

Mortgage

Document Number	0003934051
Date	Aug 18, 2020
Instrument	3934051

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Mar 05, 2019
Property Address	3542 RIVER RD, LAUREL, MT 59044-8811
Document Number	0003877228
Instrument Date	Mar 05, 2019
Instrument	3877228
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3542 RIVER RD, LAUREL, MT 59044-8811
Investor	Possibly a Property Investor

Mortgage

Document Number	0003877229
Date	Mar 05, 2019
Instrument	3877229

Lender

Name	UNIVERSAL LNDNG CORP DBA CRESTLINE MTG

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$515,000 (+10.61%) Land $156,763 Building $358,237	$515,000 (+10.61%) Land $156,763 Building $358,237
2024	$3,077.00 (+4.34%)
2023	$2,949.00	$465,600	$465,600 Land $97,266 Building $368,334

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2011–2022)
Most Recent Claim	Jun 2022 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jun 2022 · 8 claims

Wildfire

Wildfire Risk	High above 71% of the US · above 52% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
BHT Investment Holdings Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 11 locations within half a mile of this property.

Nearby Properties on River Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures