St. Louis County property record for 3542 N Arm Rd, Ely, MN 55731 · Last verified August 2026
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 660 sqft |
| Lot Size | 2.06 acres (89,732 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Mar 2020) |
| Tax Bill | $3,430 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 628-0020-00110 |
| Primary APN | 628-0020-00110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 660 sqft Gross Area |
| 1st Floor Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Architectural Style | Rustic |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 89,732 sqft (2.06 acres) |
| Deck Area | 80 sqft |
| Sauna | Sauna |
| Heating Fuel | Oil |
|---|
| Account Number | 1178063 |
|---|---|
| Street Address | 3542 N ARM RD |
| City | ELY |
| State | MN |
| Zip | 55731-8434 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 11 SERIAL # |
| Legal Subdivision | KE WA NE NA BEACH |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | NORTHEAST ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1200 |
| Census Tract | 15502 |
Source: St. Louis County records · APN 628-0020-00110
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3542 N ARM RD, ELY, MN 55731-8434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2025 | Deed of Trust, Mortgage · Line of Credit FRANDSEN BANK & TRUST |
| Aug 25, 2021 | Deed of Trust, Mortgage · Unknown GULF COAST BANK & TRUST CO |
| Jul 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST |
| Mar 11, 2020 | Warranty Deed, Construction Loan · Line of Credit FRANDSEN BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 11, 2020 · Amount on Record |
| Deed Sale | Mar 11, 2020 · Amount on Record |
| Deed Document Number | 20201021357 |
| Prior Transfer Date | Jan 25, 2011 |
| Prior Transfer Doc | 0000896650 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3542 N ARM RD, ELY, MN 55731-8434 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001095101 |
|---|---|
| Date | Oct 13, 2025 |
| Instrument | 1095101 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Sep 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3542 N ARM RD, ELY, MN 55731-8434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3542 N ARM RD, ELY, MN 55731-8434 |
| Investor | Possibly a Property Investor |
| Document Number | 0001045808 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 1045808 |
| Name | GULF COAST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75225 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 02, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3542 N ARM RD, ELY, MN 55731-8434 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001043079 |
|---|---|
| Date | Jul 01, 2021 |
| Instrument | 1043079 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | NEW ULM, MN 56073 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 11, 2020 |
| Property Address | 3542 N ARM RD, ELY, MN 55731-8434 |
| Document Number | 00T1021357 |
| Instrument Date | Feb 27, 2020 |
| Instrument | T1021357 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 03, 2020 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,122.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85 BRIDGEWATER DR VADNAIS HEIGHTS MN 551276977, VADNAIS HEIGHTS, MN 55127-6977 |
| Document Number | T1021358 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | T1021358 |
| Name | FRANDSEN BK&TR |
|---|---|
| Type | Bank |
| Address | ELY, MN 55731 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 10, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Ely Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,430.00 (+19.93%) Homeowner's exemption | ||
| 2025 | $2,860.00 (+26.33%) Homeowner's exemption | $362,400 (+16.04%) Land $278,000 Building $84,400 | $362,400 (+16.04%) Land $278,000 Building $84,400 |
| 2024 | $2,264.00 | $312,300 (+52.19%) Land $242,000 Building $70,300 | $312,300 (+52.19%) Land $242,000 Building $70,300 |
| 2022 | $205,200 Land $164,700 Building $40,500 | $205,200 Land $164,700 Building $40,500 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 85% of the US · above 96% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 238 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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