Cuyahoga County property record for 3542 E 46th St, Cleveland, OH 44105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,274 sqft · built 1900 |
| Lot Size | 0.083 acres (3,640 sqft) |
| Owner | Owner Name on File |
| Last Sale | $72,000 (Jun 2003) |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 131-31-043 |
| Primary APN | 131-31-043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 734 sqft |
| 2nd Floor Area | 540 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,640 sqft (0.083 acres) |
| Lot Dimensions | 40 ft deep x 91 ft wide |
| Garage Area | 180 sqft |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 3542 E 46TH ST |
|---|---|
| City | CLEVELAND |
| State | OH |
| Zip | 44105-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2F |
| Legal Description | 287 SCHMITT S/L153EP 0168 ALL MB131 PG31 MB00000 PG0000 |
| Legal Subdivision | SCHMIDT |
| Legal Lot Number | 168 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 110901 |
The current owner of 3542 E 46th St bought it in June 2003.
Source: Cuyahoga County records, as of March 20, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3542 E 46TH ST, CLEVELAND, OH 44105-1005 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Oct 11, 2018 | Loan Modification, Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2003 · Amount on File |
| Deed Sale | Jun 25, 2003 · Amount on File |
| Prior Sale | Jul 26, 1999 · Amount on File |
| Deed Document Number | 0006251431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 3542 E 46TH ST, CLEVELAND, OH 44105-1005 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 3542 E 46TH ST, CLEVELAND, OH 44105-1005 |
| Document Number | 0000000625 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 202112200625 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 323 Months |
| Due | Nov 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 3542 E 46TH ST, CLEVELAND, OH 44105-1005 |
| Document Number | 0011020228 |
| Instrument Date | Oct 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3542 E 46TH ST CLEVELAND OH 441051005, CLEVELAND, OH 44105-1005 |
| Document Number | 0011020228 |
|---|---|
| Date | Nov 2, 2018 |
| Instrument | 11020228 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate | 4.87% |
|---|
The 2025 property tax bill for 3542 E 46th St was $1,159 with a homeowner's exemption, up 0.1% from the year before.
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Cleveland City |
| Unified School District | Cleveland Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,159.00 (+0.09%) Homeowner's exemption | $17,680 (-) Land $3,920 Building $13,760 | |
| 2024 | $1,158.00 (+28.38%) Homeowner's exemption | $17,680 (+48.57%) Land $3,920 Building $13,760 | $50,500 Land $11,200 Building $39,300 |
| 2023 | $902.00 (+0.56%) Homeowner's exemption | $11,900 (-) Land $2,730 Building $9,170 | |
| 2022 | $897.00 Homeowner's exemption | $11,900 Land $2,730 Building $9,170 | |
| 2021 | $34,000 Land $7,800 Building $26,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3542 E 46th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3542 E 46th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| PCs for People Fixed Wireless | 100 / 100 |
| DigitalC Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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