3542 Cambridge Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3542 Cambridge Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,167 sqft · built 1985
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Mar 2021)
Tax Bill	$6,205 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-142-003-000`

Property Details

APN / Parcel Number

Primary APN	`082-142-003-000`
Alternative APNs	`08214203100` `0821420310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,167 sqft Living Area
1st Floor Area	2,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	14,375 sqft (0.33 acres)
Terrain	Brushy
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	2,167 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3542 CAMBRIDGE RD
City	CAMERON PARK
State	CA
Zip	95682-9022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 808 CAMERON PK N 2
Legal Subdivision	CAMERON PK N 2
Legal Lot Number	808
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1012
Census Tract	30807

Owner

3542 Cambridge Rd is owned and occupied by two individuals who bought it in March 2021.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3542 CAMBRIDGE RD, CAMERON PARK, CA 95682-9022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE AMERICA LLC
Aug 23, 2019	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	Aug 23, 2019 · Amount on File
Deed Document Number	202121026
Record Updated	Oct 29, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 26, 2021
Property Address	3542 CAMBRIDGE RD, CAMERON PARK, CA 95682-9022
Document Number	0000021026
Map Reference	MB D PG 1
Instrument Date	Mar 24, 2021
Instrument	2021-0021026
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3542 CAMBRIDGE RD, CAMERON PARK, CA 95682-9022

Mortgage

Document Number	0000021027
Date	Mar 26, 2021
Instrument	2021-0021027

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3542 CAMBRIDGE RD, CAMERON PARK, CA 95682-9022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE PLACER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027805
Date	Jun 12, 2020
Instrument	2020-0027805

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 23, 2019
Property Address	3542 CAMBRIDGE RD, CAMERON PARK, CA 95682-9022
Document Number	0000034813
Instrument Date	Aug 16, 2019
Instrument	34813
Transaction Type	Transfer
Record Updated	Sep 2, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3542 CAMBRIDGE RD CAMERON PARK CA 956829022, CAMERON PARK, CA 95682-9022

Mortgage

Document Number	34814
Date	Aug 23, 2019
Instrument	34814

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3542 Cambridge Rd was $6,205 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$590,679 (+2%) Land $130,280 Building $460,399
2025	$6,205.00 Homeowner's exemption	$579,098 Land $127,726 Building $451,372
2023	$5,949.00 (+1.5%) Homeowner's exemption	$556,613 Land $122,767 Building $433,846
2022	$5,861.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3542 Cambridge Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	15 (1993–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Mar 2023 · Severe Winter Storms And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3542 Cambridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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