3541 Sanctuary Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3541 Sanctuary Dr, Saint Cloud, FL 34769

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,112 sqft · built 2006
Lot Size0.037 acres (1,612 sqft)
OwnerIndividual Name on Record
Last Sale$196,000 (Aug 2019)
Tax Bill$2,595 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN138485

Property Details

APN / Parcel Number

Primary APN138485
Alternative APN
  • 152630005800010180

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,112 sqft Heated Area
Gross Area2,198 sqft
1st Floor Area1,104 sqft
Upper Floors Area1,008 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,612 sqft (0.037 acres)
Lot Dimensions58 ft deep x 28 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area86 sqft
Patio Area108 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number138485
Street Address3541 SANCTUARY DR
CitySAINT CLOUD
StateFL
Zip34769-7125
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSR3
Legal DescriptionSANCTUARY AT SOUTH TOWN PB 18 PG 119 LOT 18
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSANCTUARY AT SOUTHTOWN TOWNHOMES
Legal Tract58
Legal Block1
Legal Lot Number18
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3028
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3541 SANCTUARY DR, SAINT CLOUD, FL 34769-7125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2019 · Amount on Record
Deed SaleAug 19, 2019 · Amount on Record
Prior SaleMay 1, 2012 · Amount on Record
Deed Document Number0055752642
Deed Book / Page5575 / 2642
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 19, 2019
Property Address3541 SANCTUARY DR, SAINT CLOUD, FL 34769-7125
Document Number0055752642
Book / Page5575 / 2642
Map ReferenceMB 18 PG 119
Instrument DateAug 19, 2019
Instrument2019107279
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,372.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1373 TOLMAN CREEK RD, 1373, ASHLAND, OR 97520-3654

Transferred To (Grantee/Buyer)

NameVerified Name
Address3541 SANCTUARY DR, SAINT CLOUD, FL 34769-7125

Mortgage

Document Number0055752643
DateAug 19, 2019
Instrument5575/2643
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,595.00 (+6.66%) Homeowner's exemption$187,896 (+5.99%)$257,600 (+8.78%) Land $40,000 Building $217,600
2023$2,433.00 (+3.89%) Homeowner's exemption$177,283 (+3%)$236,800 (+12.55%) Land $14,900 Building $221,900
2022$2,342.00 Homeowner's exemption$172,120$210,400 Land $14,900 Building $195,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink, Xfinity.

Nearby Properties on Sanctuary Dr

Nearby Streets

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