3541 Roberts Rd, Carthage, NY 13619 Property Records

Lewis County and Denmark Town property record for 3541 Roberts Rd, Carthage, NY 13619

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,440 sqft · built 1985
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$225,000 (May 2026)
Tax Bill$2,620 (2026)
Deeds & MortgagesMay 2010 Mortgage
Mar 2006 Mortgage
+ 5 more
APN232289 111.00-01-01.110

Property Details

APN / Parcel Number

Primary APN232289 111.00-01-01.110
Alternative APN
  • 228911100000010011100000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area87,120 sqft (2 acres)
Garage TypeDetached
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area700 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3541 ROBERTS RD
CityCARTHAGE
StateNY
Zip13619-3417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal Block1
Legal Lot Number1.110
JurisdictionLEWIS NY
Township / Civil DivisionDENMARK
Census Block Group1
Census Block1031
Census Tract950302

Owner

Source: Lewis County and Denmark Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10220 OLD STATE RD, CARTHAGE, NY 13619-4106
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 27, 2010Deed of Trust, Mortgage
AMERICU CREDIT UNION
Mar 20, 2006Deed of Trust, Mortgage
AMERICU CREDIT UNION
Dec 22, 2011Deed of Trust, Mortgage
AMERICU CREDIT UNION
Oct 21, 2024Deed of Trust, Mortgage · Line of Credit
CARTHAGE FEDERAL SAVINGS AND LOAN ASSOCI
Oct 11, 2013Deed of Trust, Mortgage
AMERICU CREDIT UNION
May 27, 2026Warranty Deed, Transfer · Conventional Mortgage
CARNEGIE SAVINGS AND LOANS
Sep 22, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CARTHAGE FEDERAL SAVINGS AND LOAN A

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2026 · Amount on Record
Deed SaleMay 27, 2026 · Amount on Record
Prior SaleSep 22, 2021 · Amount on Record
Deed Document Number20262644
Record UpdatedOct 29, 2026

May 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS NY
Property Address3541 ROBERTS RD, CARTHAGE, NY 13619-3417
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002010/0000002846
DateMay 27, 2010
Book Page0000002010/0000002846
Lender
NameAMERICU CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term92 Months
DueJan 1, 2018

March 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS NY
Property Address3541 ROBERTS RD, CARTHAGE, NY 13619-3417
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20060000887
DateMar 20, 2006
Instrument2006-0000887
Lender
NameAMERICU CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded

December 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS NY
Property Address3541 ROBERTS RD, CARTHAGE, NY 13619-3417
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006255
DateDec 22, 2011
Instrument0000006255
Lender
NameAMERICU CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term37 Months
DueJan 1, 2015

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS NY
Property Address3541 ROBERTS RD, CARTHAGE, NY 13619-3417
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2024007729
DateOct 21, 2024
Instrument2024-007729
Lender
NameCARTHAGE FEDERAL SAVINGS AND LOAN ASSOCI
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS NY
Property Address3541 ROBERTS RD, CARTHAGE, NY 13619-3417
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002013/0000007128
DateOct 11, 2013
Book Page0000002013/0000007128
Lender
NameAMERICU CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term99 Months
DueJan 1, 2022

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS NY
Recording DateMay 27, 2026
Property Address3541 ROBERTS RD, CARTHAGE, NY 13619-3417
Document Number2026002644
Instrument DateApr 1, 2026
Instrument20262644
Transaction TypeTransfer
Record UpdatedJul 1, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10220 OLD STATE RD, CARTHAGE, NY 13619-4106

Mortgage

DateMay 27, 2026
Lender
NameCARNEGIE SAVINGS AND LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
Type Change DateJun 1, 2031
IndexOther
Max Rate-1%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEWIS NY
Recording DateSep 22, 2021
Property Address3541 ROBERTS RD, CARTHAGE, NY 13619-3417
Document Number2021005502
Instrument DateSep 20, 2021
Instrument2021-005502
Transaction TypeTransfer
Record UpdatedOct 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3541 ROBERTS RD, CARTHAGE, NY 13619-3417

Mortgage

Document Number2021005503
DateSep 22, 2021
Instrument2021-005503
Lender
NameCARTHAGE FEDERAL SAVINGS AND LOAN A
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lewis County and Denmark Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyLewis County
County SubdivisionDenmark Town
Unified School DistrictCarthage Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,620.00 (+0.65%)
2025$2,603.00 (-0.38%)$114,000 (-) Land $29,000 Building $85,000$149,000 (+12.37%) Land $37,904 Building $111,096
2023$114,000 (-) Land $29,000 Building $85,000$132,600 (+10.5%) Land $33,732 Building $98,868
2022$2,613.00$114,000 Land $29,000 Building $85,000$120,000 Land $30,526 Building $89,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimJan 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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