3541 Preston Rd, Cincinnatus, NY 13040 Property Records

Cortland County and Solon Town property record for 3541 Preston Rd, Cincinnatus, NY 13040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,002 sqft · built 1996
Lot Size	7.33 acres (319,295 sqft)
Owner	2 Individual Names on File
Last Sale	$311,000 (May 2026)
Tax Bill	$7,772 (2026)
Deeds & Mortgages	Dec 2021 Refinance May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114000 101.00-02-01.200`

Property Details

APN / Parcel Number

Primary APN	`114000 101.00-02-01.200`
Alternative APN	`400010100000020012000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,002 sqft Living Area
1st Floor Area	1,144 sqft
Upper Floors Area	858 sqft
Game Room	Game Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	319,295 sqft (7.33 acres)
Canopy	540 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3541 PRESTON RD
City	CINCINNATUS
State	NY
Zip	13040-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Subdivision	PALMER LOTS
Legal Block	2
Legal Lot Number	1.200
Jurisdiction	CORTLAND NY
Township / Civil Division	SOLON
Census Block Group	3
Census Block	3021
Census Tract	970100

Owner

3541 Preston Rd is owned and occupied by two individuals who bought it in May 2026.

Source: Cortland County and Solon Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2719 LOWER CINCINNATUS RD, CINCINNATUS, NY 13040-9707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CFCU COMMUNITY CU
May 14, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Aug 19, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	Jul 11, 2014 · Amount on File
Deed Document Number	20261989
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	3541 PRESTON RD, CINCINNATUS, NY 13040-3143
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007239
Date	Dec 9, 2021
Instrument	2021-07239

Lender

Name	CFCU COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	May 14, 2026
Property Address	3541 PRESTON RD, CINCINNATUS, NY 13040-3143
Document Number	0000001989
Instrument Date	Apr 27, 2026
Instrument	2026.1989
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125,644.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2719 LOWER CINCINNATUS RD, CINCINNATUS, NY 13040-9707
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001991,
Date	May 14, 2026
Instrument	2026..1991

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Aug 19, 2022
Property Address	3541 PRESTON RD, CINCINNATUS, NY 13040-3143
Document Number	0000004649
Instrument Date	Aug 19, 2022
Instrument	2022-04649
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RICKARD ST, CORTLAND, NY 13045-1309

Mortgage

Document Number	0000004650
Date	Aug 19, 2022
Instrument	2022-04650

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3541 Preston Rd was $7,772 with a veteran's exemption, up 86.6% from the year before.

Source: Cortland County and Solon Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Solon Town
Unified School District	Cincinnatus Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,772.00 (+86.65%) Veteran's exemption
2025	$4,164.00	$160,000 Land $24,500 Building $135,500	$301,887 Land $46,226 Building $255,661
2023	$4,051.00	$160,000 Land $24,500 Building $135,500	$266,667 Land $40,833 Building $225,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3541 Preston Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3541 Preston Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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