3541 Pepper Ridge Dr, Mobile, AL 36693 Property Records

Mobile County property record for 3541 Pepper Ridge Dr, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,548 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Last Sale	$101,500 (Mar 2017)
Tax Bill	$680 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`R023305152000063188`

Property Details

APN / Parcel Number

Primary APN	`R023305152000063188`
Alternative APNs	`33 05 15 2 000 063.188` `02047467` `2047467`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
1st Floor Area	1,548 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1998
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2047467
Street Address	3541 PEPPER RIDGE DR
City	MOBILE
State	AL
Zip	36693-2572
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 PEPPER RIDGE UNIT 1 MBK 40/102 #SEC 15 T5S R2W #MP33 05 15 2 000
Legal Range	05S
Legal Township	05S
Legal Section	15
Legal Subdivision	PEPPER RIDGE
Legal Lot Number	11
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2005
Census Tract	3712

Owner

3541 Pepper Ridge Dr is owner-occupied and held in a trust since March 2017.

Source: Mobile County records, as of June 10, 2026

Owner of Record	Trust Name on File
Mailing Address	3541 PEPPER RIDGE DR, MOBILE, AL 36693-2572
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Mar 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2017 · Amount on File
Deed Sale	Mar 8, 2017 · Amount on File
Deed Document Number	201713144
Deed Book / Page	7484 / 1704
Prior Transfer Date	Mar 3, 2017
Prior Transfer Doc	0000013144
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Jun 1, 2026
Property Address	3541 PEPPER RIDGE DR, MOBILE, AL 36693-2572
Document Number	0000032059
Instrument Date	May 12, 2026
Instrument	202632059
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	3541 PEPPER RIDGE DR, MOBILE, AL 36693-2572

Mortgage

Document Number	0000032059,
Date	Jun 1, 2026
Instrument	202632059

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	May 20, 2066

Interest

Rate	6.3%
Max Rate	-1%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 8, 2017
Property Address	3541 PEPPER RIDGE DR, MOBILE, AL 36693-2572
Document Number	0000013144
Book / Page	007484 / 001704
Instrument Date	Mar 3, 2017
Instrument	13144
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$102.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	865 TRAMORE DR STOCKBRIDGE GA 302816477, STOCKBRIDGE, GA 30281-6477

Tax Assessment & Valuation

The 2025 property tax bill for 3541 Pepper Ridge Dr was $680 with exemptions applied, down 7.5% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$680.00 (-7.48%) Homeowner's exemption Senior Citizen's exemption	$12,470 (-) Land $2,400 Building $10,070	$124,700 (-) Land $24,000 Building $100,700
2024	$735.00 (+23.74%) Homeowner's exemption	$12,470 (+21.54%) Land $2,400 Building $10,070	$124,700 (+21.54%) Land $24,000 Building $100,700
2023	$594.00 Homeowner's exemption	$10,260 Land $2,600 Building $7,660	$102,600 Land $26,000 Building $76,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3541 Pepper Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3541 Pepper Ridge Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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