3541 Pacetti Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 3541 Pacetti Rd, Saint Augustine, FL 32092 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,820 sqft Living Area
Lot Size68,389 sqft (1.57 acres)
OccupancyOwner Occupied
Last Sale$570,000 (2026)
Tax Bill$2,257.00 (2025)

Property Details

APN / Parcel Number

Primary APN027577-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,820 sqft Living Area
Gross Area2,160 sqft Gross Area
1st Floor1,820 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area68,389 sqft (1.57 acres)
Garage TypeCarport Garage
Garage Area416 sqft Garage
CarportCarport
Carport Area416 sqft Carport
Porch Area680 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3541 PACETTI RD
CitySAINT AUGUSTINE
StateFL
Zip32092-3411
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description7-3 PT OF ANDREAS PACETTI DONATION 320 X 589.3FT LYING W OF CR 13-A (EX 210 X 105 OR162/445 & 210 X 105 OR192/59 & EX OR679/1015) OR3843/558
Legal Range28E
Legal Township06S
Legal Section37
Legal Lot Number7-3
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4011
Census Tract20905

Owner

Source: St. Johns County records · APN 027577-0000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3541 PACETTI RD, SAINT AUGUSTINE, FL 32092-3411
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 22, 2023Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
May 20, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2026 · Amount on Record
Deed SaleMay 20, 2026 · Amount on Record
Prior SaleFeb 05, 2014 · Amount on Record
Deed Doc Number202643077
Deed Book / Page6366 / 1627
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3541 PACETTI RD, SAINT AUGUSTINE, FL 32092-3411
Transaction TypeMortgage
Record UpdatedJun 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3541 PACETTI RD, ST AUGUSTINE, FL 32092-3411
InvestorPossibly a Property Investor

Mortgage

Document Number0057610399
DateMay 22, 2023
Book Page5761/399
Instrument2023039024
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueJun 01, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 20, 2026
Property Address3541 PACETTI RD, SAINT AUGUSTINE, FL 32092-3411
Document Number0000043077
Book / Page6366 / 1627
Instrument DateMay 19, 2026
Instrument202643077
Transaction TypeTransfer
Record UpdatedJun 02, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$402,990.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3541 PACETTI RD, SAINT AUGUSTINE, FL 32092-3411

Mortgage

Document Number0000043078,
DateMay 20, 2026
Instrument202643078
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$186,443 (+2.7%)$409,868 (+1.89%) Land $197,820 Building $212,048
2025$2,257.00 (+14.51%) Homeowner's exemption$181,541 (+2.9%)$402,284 (+18.03%) Land $197,820 Building $204,464
2024$1,971.00 (+2.23%) Homeowner's exemption$176,425 (+3%)$340,838 (+4.73%) Land $197,820 Building $143,018
2023$1,928.00 (+3.6%) Homeowner's exemption$171,286 (+3%)$325,443 (+22.36%) Land $235,500 Building $89,943
2022$1,861.00 Homeowner's exemption$166,297$265,981 Land $137,155 Building $128,826

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 1,149 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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