3541 Hummock Dr, Carlsbad, CA 92010 Property Records

San Diego County property record for 3541 Hummock Dr, Carlsbad, CA 92010

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,643 sqft · built 2002
Lot Size	0.158 acres (6,876 sqft)
Owner	2 Trust Names on File
Last Sale	$945,000 (Jun 2020)
Tax Bill	$11,961 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`168-290-16-00`

Property Details

APN / Parcel Number

Primary APN	`168-290-16-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,643 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,876 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3541 HUMMOCK DR
City	CARLSBAD
State	CA
Zip	92010-7087
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 271 TR 012951
Legal Subdivision	CALAVERA HILLS VI
Legal Tract	012951
Legal Block	2
Legal Lot Number	271
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2007
Census Tract	19810

Owner

3541 Hummock Dr is owner-occupied and held in a trust since May 2024.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3541 HUMMOCK DR, CARLSBAD, CA 92010-7087
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage APCI FCU
Jun 9, 2020	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
May 19, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on File
Deed Sale	Jun 9, 2020 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Deed Document Number	2020295382
Last Transfer Date	May 22, 2024
Transfer Doc	0000147823
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3541 HUMMOCK DR, CARLSBAD, CA 92010-7087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000331219
Date	Aug 13, 2018
Instrument	2018-0331219

Lender

Name	APCI FCU
Type	Credit Union
Address	LEHIGH VALLEY, PA 18002

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2020
Property Address	3541 HUMMOCK DR, CARLSBAD, CA 92010-7087
Document Number	0000295382
Instrument Date	Mar 28, 2020
Instrument	295382
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3541 HUMMOCK DR CARLSBAD CA 920107087, CARLSBAD, CA 92010-7087

Mortgage

Document Number	295383
Date	Jun 9, 2020
Instrument	295383

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2017
Property Address	3541 HUMMOCK DR, CARLSBAD, CA 92010-7087
Document Number	0000226960
Map Reference	MAP12951
Instrument Date	Apr 18, 2017
Instrument	2017-0226960
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3541 HUMMOCK DR, CARLSBAD, CA 92010-7087

Mortgage

Document Number	0000226961
Date	May 19, 2017
Instrument	2017-0226961

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3541 Hummock Dr was $11,961 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,054,160 (+2%) Land $585,645 Building $468,515
2025	$11,961.00 Homeowner's exemption	$1,033,491 Land $574,162 Building $459,329
2023	$11,584.00 (+1.45%)	$993,361 Land $551,867 Building $441,494
2022	$11,418.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3541 Hummock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3541 Hummock Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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