3541 Gallagher Rd, Dover, FL 33527 Property Records

Hillsborough County property record for 3541 Gallagher Rd, Dover, FL 33527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,268 sqft · built 2011
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,877 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0831770424`

Property Details

APN / Parcel Number

Primary APN	`0831770424`
Alternative APN	`U3228219O0000000000020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,268 sqft Heated Area
1st Floor Area	1,674 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2017
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Mixed
Garage Area	441 sqft

Exterior Amenities

Porch	Porch
Porch Area	324 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0831770424
Street Address	3541 GALLAGHER RD
City	DOVER
State	FL
Zip	33527-4740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ASC-1
Legal Description	FOUNDERS FIELD LOT 2
Legal Section	32
Legal Subdivision	FOUNDERS FIELD
Legal Lot Number	2
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	PLANT CITY
Census Block Group	2
Census Block	2004
Census Tract	12401

Owner

Source: Hillsborough County records · APN 0831770424

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	3541 GALLAGHER RD, DOVER, FL 33527-4740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
May 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA
Jun 18, 2019	Deed of Trust, Mortgage · Construction Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2011
Deed Sale	Mar 02, 2011
Deed Document Number	2011102704
Prior Transfer Date	Nov 16, 2010
Prior Transfer Doc	2010388407
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3541 GALLAGHER RD, DOVER, FL 33527-4740
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 GALLAGHER RD, DOVER, FL 33527-4740

Mortgage

Document Number	0000302262
Date	Jun 15, 2022
Instrument	2022302262

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Jun 14, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3541 GALLAGHER RD, DOVER, FL 33527-4740
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000189786
Date	May 07, 2020
Instrument	2020189786

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	3541 GALLAGHER RD, DOVER, FL 33527-4740
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0267140289
Date	Jun 18, 2019
Book Page	26714/0289
Instrument	2019259012

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 01, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,877.00 (+13.26%) Homeowner's exemption	$221,510 (+5.99%)	$373,380 (+11.63%) Land $88,356 Building $285,024
2023	$3,423.00 (+62.46%) Homeowner's exemption	$208,997 (+51.72%)	$334,489 (+28.72%) Land $75,103 Building $259,386
2022	$2,107.00 Homeowner's exemption	$137,749	$259,863 Land $68,476 Building $191,387

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

Based on FCC filings for 36 locations within half a mile of this property.

Nearby Properties on Gallagher Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures