3541 Denfield Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 3541 Denfield Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,813 sqft · built 1999
Lot Size	0.177 acres (7,693 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Sep 2014)
Tax Bill	$5,351 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`256-0380-017-0000`

Property Details

APN / Parcel Number

Primary APN	`256-0380-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,813 sqft Living Area
1st Floor Area	1,813 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	7,693 sqft (0.177 acres)
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3541 DENFIELD LN
City	CARMICHAEL
State	CA
Zip	95608-3095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	BRANDON OAKS, LOT 17
Legal Subdivision	BRANDON OAKS
Legal Lot Number	17
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1013
Census Tract	5901

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3541 DENFIELD LN, CARMICHAEL, CA 95608-3095
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit UMPQUA BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 23, 2014 · Amount on Record
Deed Sale	Sep 23, 2014 · Amount on Record
Prior Sale	Mar 6, 2009 · Amount on Record
Deed Book / Page	20140923 / 1373
Prior Transfer Date	Sep 19, 2014
Prior Transfer Doc	0000001372
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3541 DENFIELD LN, CARMICHAEL, CA 95608-3095
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 DENFIELD LN, CARMICHAEL, CA 95608-3095

Mortgage

Document Number	0000001278
Date	Feb 22, 2021
Instrument	202102221278

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3541 DENFIELD LN, CARMICHAEL, CA 95608-3095
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 DENFIELD LN, CARMICHAEL, CA 95608-3095

Mortgage

Document Number	0000001410
Date	Jun 9, 2022
Instrument	2022060901410

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3541 DENFIELD LN, CARMICHAEL, CA 95608-3095
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 DENFIELD LN, CARMICHAEL, CA 95608-3095

Mortgage

Document Number	2220000001278
Date	Feb 22, 2021
Book Page	20210222/1278

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3541 DENFIELD LN, CARMICHAEL, CA 95608-3095
Document Number	1904180398
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3541 DENFIELD LN CARMICHAEL CA 956083095, CARMICHAEL, CA 95608-3095

Mortgage

Document Number	1904180398
Date	Apr 18, 2019
Instrument	1904180398

Lender

Name	UMPQUA BK
Type	Bank
Address	SACRAMENTO, CA 95815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,567 (+2%) Land $183,876 Building $269,691
2025	$5,351.00 (+0.96%)	$444,674 (+4.04%) Land $180,271 Building $264,403
2024	$5,300.00 (+2.59%)
2023	$5,166.00 (+0.54%)	$427,409 Land $173,272 Building $254,137
2022	$5,138.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1986–1995)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Storms & Flooding, Feb 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet.

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