3541 Corte Esperanza, Carlsbad, CA 92009 Property Records

San Diego County property record for 3541 Corte Esperanza, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,752 sqft · built 1998
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on File
Last Sale	$1,257,500 (Jan 2013)
Tax Bill	$17,661 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264-481-17-00`

Property Details

APN / Parcel Number

Primary APN	`264-481-17-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,752 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	27,007 sqft (0.62 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3541 CORTE ESPERANZA
City	CARLSBAD
State	CA
Zip	92009-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-25000
Legal Description	LOT 28 TR 013295
Legal Subdivision	RANCHO VERDE
Legal Tract	013295
Legal Block	1
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17109

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3541 CORTE ESPERANZA, CARLSBAD, CA 92009-9510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit MY POINT CU SD
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage POINT LOMA CU
Aug 15, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 2, 2013 · Amount on Record
Deed Sale	Jan 2, 2013 · Amount on Record
Prior Sale	Mar 13, 1997 · Amount on Record
Deed Document Number	20132952
Last Transfer Date	Aug 11, 2017
Transfer Doc	0000369436
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3541 CORTE ESPERANZA, CARLSBAD, CA 92009-9510
Transaction Type	Mortgage
Record Updated	Apr 6, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 CORTE ESPERANZA, CARLSBAD, CA 92009-9510

Mortgage

Document Number	0000139325
Date	Mar 30, 2022
Instrument	2022-0139325

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3541 CORTE ESPERANZA, CARLSBAD, CA 92009-9510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000608371
Date	Dec 27, 2017
Instrument	2017-0608371

Lender

Name	POINT LOMA CU
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2028

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 15, 2017
Property Address	3541 CORTE ESPERANZA, CARLSBAD, CA 92009-9510
Document Number	0000369436
Instrument Date	Aug 3, 2017
Instrument	369436
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$385.33
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 CORTE ESPERANZA CARLSBAD CA 920099510, CARLSBAD, CA 92009-9510

Mortgage

Document Number	369437
Date	Aug 15, 2017
Instrument	369437

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,579,478 (+2%) Land $816,431 Building $763,047
2025	$17,661.00 (+6.51%) Homeowner's exemption	$1,548,509 (+4.04%) Land $800,423 Building $748,086
2023	$16,582.00 (+2.17%) Homeowner's exemption	$1,488,381 Land $769,343 Building $719,038
2022	$16,230.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ting Fiber.

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