3541 Academy St, Dearborn, MI 48124 Property Records

Wayne County property record for 3541 Academy St, Dearborn, MI 48124

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,462 sqft · built 1951
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Oct 2003)
Tax Bill$3,078 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN82-09-283-21-005

Property Details

APN / Parcel Number

Primary APN82-09-283-21-005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,462 sqft Living Area
1st Floor Area975 sqft
Basement Area975 sqft
Unfinished Basement975 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialBrick
Construction TypeFrame
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions165 ft deep x 40 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3541 ACADEMY ST
CityDEARBORN
StateMI
Zip48124-3326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionS 1/2 OF LOT 40 GRINDLEY PARK SUB
Legal SubdivisionGRINDLEY PARK
Legal Lot Number40
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group2
Census Block2013
Census Tract575300

Owner

3541 Academy St is owned and occupied by two individuals who bought it in October 2003.

Source: Wayne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address3541 ACADEMY ST, DEARBORN, MI 48124-3326
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2003 · Amount on File
Deed SaleOct 16, 2003 · Amount on File
Deed Document Number2003649132
Deed Book / Page39315 / 1493
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address3541 ACADEMY ST, DEARBORN, MI 48124-3326
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0555891440
DateFeb 18, 2020
Book Page55589/1440
Instrument2020041003
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueFeb 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3541 Academy St was $3,078 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,100$232,200
2025$3,078.00
2023$81,000$162,000
2019$3,086.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3541 Academy St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims8 (1985–2018)
Claims Outside the SFHA2 of 8
Most Recent ClaimAug 2018 · other causes
Claims by Event
  • Severe Storms And Flooding, Aug 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3541 Academy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: 123.NET.

Nearby Properties on Academy St

Nearby Streets

Search Property Records by Address or Parcel Number