3541 40th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 3541 40th Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 2024
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$519,000 (Apr 2024)
Tax Bill	$2,983 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2024 Sale & Mortgage + 3 more
Flood Zone	Zone AH (high risk)
APN	`354700 28 24D32`

Property Details

APN / Parcel Number

Primary APN	`354700 28 24D32`
Alternative APNs	`416126400080792002824` `41612640008`

Interior

Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Masonry / Concrete Block
Lot Area	49,658 sqft

Location & Zoning

Street Address	3541 40TH AVE SE
City	NAPLES
State	FL
Zip	34117-7868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 92 E 75FT OF TR 28
Legal Range	28
Legal Township	49
Legal Section	32
Legal Subdivision	GOLDEN GATE EST UNIT 92
Legal Tract	28
Legal Block	2
Legal Lot Number	2
Legal Unit	92
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2013
Census Tract	10428

Owner

3541 40th Ave SE is owned and occupied by two individuals who bought it in April 2024.

Source: Collier County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3541 40TH AVE SE, NAPLES, FL 34117-7868
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Apr 17, 2024	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 12, 2023	Warranty Deed, Transfer OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY
Mar 11, 2021	Deed, Transfer ACTION TITLE SERVICES
Jul 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2024 · Amount on File
Deed Sale	Apr 17, 2024 · Amount on File
Prior Sale	Apr 12, 2023 · Amount on File
Deed Document Number	20246533588
Deed Book / Page	6350 / 124
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0057882455
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Sep 25, 2026
Property Address	3541 40TH AVE SE, NAPLES, FL 34117-7868
Document Number	0006878447
Book / Page	6632 / 2013
Instrument Date	Sep 17, 2026
Instrument	20266878447
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 40TH AVE SE, NAPLES, FL 34117-7868

Mortgage

Document Number	0006878447,
Date	Sep 25, 2026
Book Page	6632/2013
Instrument	20266878447

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 17, 2024
Property Address	3541 40TH AVE SE, NAPLES, FL 34117
Document Number	0063500124
Book / Page	6350 / 124
Map Reference	MB 5 PG 31
Instrument Date	Apr 12, 2024
Instrument	6533588
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	NOT AVAILABLE, HOME & LAND TTL OF NAPLES LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,633.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5258 GOLDEN GATE PKWY, NAPLES, FL 34116-7617

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3541 40TH AVE SE, NAPLES, FL 34117

Mortgage

Document Number	0006350126
Date	Apr 17, 2024
Instrument	6350/126

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 12, 2023
Property Address	3541 40TH AVE SE, NAPLES, FL 34117
Document Number	0062350522
Book / Page	6235 / 522
Map Reference	MB 5 PG 31
Instrument Date	Apr 7, 2023
Instrument	6387967
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2155 KHASIA PT, NAPLES, FL 34119-3348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5625 STRAND BLVD STE 509, 509, NAPLES, FL 34110-7384

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 11, 2021
Property Address	3541 40TH AVE SE, NAPLES, FL 34117
Document Number	0059063106
Book / Page	5906 / 3106
Map Reference	MB 5 PG 31
Instrument Date	Mar 10, 2021
Instrument	6016722
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACTION TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1363 14TH AVE N, 1363, NAPLES, FL 34102-3419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 KHASIA PT, NAPLES, FL 34119-3348

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 16, 2020
Property Address	3541 40TH AVE SE, NAPLES, FL 34117
Document Number	0057882455
Book / Page	005788 / 002455
Instrument Date	Jul 14, 2020
Instrument	5894219
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1363 14TH AVE N NAPLES FL 341023419, NAPLES, FL 34102-3419

Tax Assessment & Valuation

The 2025 property tax bill for 3541 40th Ave SE was $2,983 with a homeowner's exemption, up 334.8% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$307,463 (+2.7%)	$376,871 (-1.51%) Land $40,470 Building $336,401
2025	$2,983.00 (+334.84%) Homeowner's exemption	$299,380	$382,639 Land $40,470 Building $342,169
2024	$686.00 (+64.51%)
2023	$417.00 (+1.96%)	$40,470 (+8.4%) Land $40,470	$40,470 (+8.4%) Land $40,470
2022	$409.00	$37,335 Land $37,335	$37,335 Land $37,335

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3541 40th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 532 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	532 in force
Nearby Flood Claims	13 (1999–2024)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3541 40th Ave SE is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Streamline Internet.

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