3540 Windjammer Cir, Apt 604, Naples, FL 34112 Property Records

Collier County property record for 3540 Windjammer Cir, Apt 604, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	2,288 sqft · built 1994
Owner	2 Individual Names on Record
Last Sale	$731,000 (Apr 2022)
Tax Bill	$8,902 (2025)
Deeds & Mortgages	May 2022 Transfer Apr 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`639700 6045A14`

Property Details

APN / Parcel Number

Primary APN	`639700 6045A14`
Alternative APNs	`747850004871432536045` `74785000487`

Interior

Units	5 Units
Building Area	2,288 sqft Living Area
1st Floor Area	2,288 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	3540 WINDJAMMER CIR, 604
City	NAPLES
State	FL
Zip	34112-4277
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPINNAKER POINTE AT WINDSTAR A CONDOMINIUM 604
Legal Range	25
Legal Township	50
Legal Section	14
Legal Subdivision	SPINNAKER POINTE AT WINDSTAR A CONDOMINI
Legal Tract	639700
Legal Block	2
Legal Lot Number	604
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	10702

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	30 TOFT WOODS WAY, MEDIA, PA 19063-4336
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Correction Deed ATTORNEY ONLY, ATTORNEY
Apr 24, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 10, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 20, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2022 · Amount on Record
Deed Sale	Apr 24, 2022 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	20226241013
Deed Book / Page	6116 / 3660
Last Transfer Date	May 3, 2022
Transfer Doc	0061250849
Record Updated	Oct 29, 2026

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	COLLIER FL
Recording Date	May 11, 2022
Property Address	3540 WINDJAMMER CIR APT 604, 604, NAPLES, FL 34112-4277
Document Number	0061250849
Book / Page	6125 / 849
Map Reference	MB 1928 PG 2336
Instrument Date	May 3, 2022
Instrument	6250423
Record Updated	May 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6235 LIGHTBOURN WAY, 6235, NAPLES, FL 34113-8386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 TOFT WOODS WAY, MEDIA, PA 19063-4336

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 24, 2022
Property Address	3540 WINDJAMMER CIR APT 604, 604, NAPLES, FL 34112-4277
Document Number	0061163660
Book / Page	6116 / 3660
Map Reference	MB 1928 PG 2336
Instrument Date	Apr 18, 2022
Instrument	6241013
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$5,117.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6235 LIGHTBOURN WAY, 6235, NAPLES, FL 34113-8386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 TOFT WOODS WAY, MEDIA, PA 19063-4336

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 10, 2021
Property Address	3540 WINDJAMMER CIR APT 604, 604, NAPLES, FL 34112-4277
Document Number	0059053274
Book / Page	5905 / 3274
Map Reference	MB 1928 PG 2336
Instrument Date	Mar 5, 2021
Instrument	6015563
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$3,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 N GREELEY AVE, 327, CHAPPAQUA, NY 10514-2748

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 WINDJAMMER CIR APT 604, 604, NAPLES, FL 34112-4277

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3540 WINDJAMMER CIR APT 604, 604, NAPLES, FL 34112-4277
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056001182
Date	Feb 20, 2019
Book Page	5600/1182
Instrument	5674262

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,040 (-18.37%) Building $559,040	$559,040 (-18.37%) Building $559,040
2025	$8,902.00 (+5.01%)	$684,880 (+12.97%) Building $684,880	$684,880 (+12.97%) Building $684,880
2024	$8,477.00 (+8.96%)
2023	$7,780.00 (+19.16%)	$606,240 (+17.85%) Building $606,240	$606,240 (+17.85%) Building $606,240
2022	$6,529.00 Homeowner's exemption	$514,400 Building $514,400	$514,400 Building $514,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	799 units insured incl. 428 condo units
Nearby Flood Claims	224 (1988–2026)
Most Recent Claim	Mar 2026 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 20 claims Hurricane Ian, Oct 2022 · 88 claims Hurricane Ian, Sep 2022 · 77 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Verizon.

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