3540 Washington St, Riverside, CA 92504 Property Records

Riverside County property record for 3540 Washington St, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 972 sqft · built 1914
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2012)
Tax Bill	$4,753 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`230-191-019`

Property Details

APN / Parcel Number

Primary APN	`230-191-019`
Alternative APN	`053000146`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	972 sqft Living Area
Gross Area	1,998 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Wood
Roof Material	Gravel
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	053000146
Street Address	3540 WASHINGTON ST
City	RIVERSIDE
State	CA
Zip	92504-3949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	.24 ACRES IN POR LOT 16 BLK 20 MB 003/002 SB SAYWARD & EVANS
Legal Subdivision	SAYWARD & EVANS
Legal Block	20
Legal Lot Number	16
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	4
Census Block	4010
Census Tract	31401

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3540 WASHINGTON ST, RIVERSIDE, CA 92504-3949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALLISTO GROUP INC
Nov 7, 2020	Deed of Trust, Mortgage · Conventional with PMI METRO LNDG
Mar 28, 2018	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2012 · Amount on Record
Deed Sale	Dec 26, 2012 · Amount on Record
Deed Document Number	2012629839
Last Transfer Date	Mar 16, 2018
Transfer Doc	0000117776
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3540 WASHINGTON ST, RIVERSIDE, CA 92504-3949
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3450 WASHIGTON ST, RIVERSIDE, CA 92504-3950

Mortgage

Document Number	0000351118
Date	Nov 22, 2023
Instrument	2023-0351118

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3540 WASHINGTON ST, RIVERSIDE, CA 92504-3949
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 WASHINGTON ST, RIVERSIDE, CA 92504-3949

Mortgage

Document Number	0000486922
Date	Aug 13, 2021
Instrument	2021-0486922

Lender

Name	CALLISTO GROUP INC
Type	Non-Lending Institution
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3540 WASHINGTON ST, RIVERSIDE, CA 92504-3949
Document Number	0000568732
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NORTH AMERICAN TITLE COMPANY/COLORA, NORTH AMERICAN TITLE CO/COLORA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3540 WASHINGTON ST RIVERSIDE CA 925043949, RIVERSIDE, CA 92504-3949

Mortgage

Document Number	0000568732
Date	Nov 16, 2020
Instrument	568732

Lender

Name	METRO LNDG
Address	GLENDALE, CA 91203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 28, 2018
Property Address	3540 WASHINGTON ST, RIVERSIDE, CA 92504-3949
Document Number	0000117776
Instrument Date	Mar 16, 2018
Instrument	117776
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3540 WASHINGTON ST RIVERSIDE CA 925043949, RIVERSIDE, CA 92504-3949

Mortgage

Document Number	117777
Date	Mar 28, 2018
Instrument	117777

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3540 WASHINGTON ST, RIVERSIDE, CA 92504-3949
Document Number	0000278206
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3540 WASHINGTON ST RIVERSIDE CA 925043949, RIVERSIDE, CA 92504-3949

Mortgage

Document Number	0000278206
Date	Jul 7, 2017
Instrument	278206

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$430,929 (+2%) Land $75,355 Building $355,574
2025	$4,753.00 (+50.55%)	$422,480 (+51.9%) Land $73,878 Building $348,602
2023	$3,157.00 (+1.87%)	$278,135 Land $71,010 Building $207,125
2022	$3,099.00
2021			$457,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: GeoLinks.

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