Hamilton County property record for 3540 W Galbraith Rd, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,968 sqft · built 2002 |
| Lot Size | 0.694 acres (30,274 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Apr 2025) |
| Tax Bill | $4,969 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Apr 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0091-0043-00 |
| Primary APN | 510-0091-0043-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,968 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 876 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 30,274 sqft (0.694 acres) |
| Lot Dimensions | 330 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3540 W GALBRAITH RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NS GALBRAITH RD 0.6952 AC R1-T2-S8 |
| Legal Range | 01 |
| Legal Township | 02 |
| Legal Section | 08 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 6 |
| Census Block | 6001 |
| Census Tract | 20701 |
3540 W Galbraith Rd is owned and occupied by an individual who bought it in April 2025.
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3540 W GALBRAITH RD, CINCINNATI, OH 45239-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2024 | Deed of Trust, Mortgage · Commercial Mortgage SUPERIOR CU INC |
| Apr 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Apr 23, 2020 | Warranty Deed, Transfer · FHA Mortgage UNION HM MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2025 · Amount on File |
| Deed Sale | Apr 2, 2025 · Amount on File |
| Prior Sale | Apr 23, 2020 · Amount on File |
| Deed Document Number | 2025-0022975 |
| Deed Book / Page | 15386 / 52 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3540 W GALBRAITH RD, CINCINNATI, OH 45239-4031 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000068740 |
|---|---|
| Date | Sep 30, 2024 |
| Book Page | 15261/417 |
| Instrument | 2024-0068740 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Oct 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 2, 2025 |
| Property Address | 3540 W GALBRAITH RD, CINCINNATI, OH 45239-4031 |
| Document Number | 0000022975 |
| Book / Page | 15386 / 52 |
| Map Reference | MB 2 PG 44 |
| Instrument Date | Mar 31, 2025 |
| Instrument | 2025-0022975 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | RIVERTOWNE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $299.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3540 W GALBRAITH RD, CINCINNATI, OH 45239-4031 |
| Document Number | 0000022976 |
|---|---|
| Date | Apr 2, 2025 |
| Instrument | 2025-0022976 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 23, 2020 |
| Property Address | 3540 W GALBRAITH RD, CINCINNATI, OH 45239-4031 |
| Document Number | 0000037443 |
| Book / Page | 014153 / 000373 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 37443 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3540 W GALBRAITH RD CINCINNATI OH 452394031, CINCINNATI, OH 45239-4031 |
| Document Number | 37444 |
|---|---|
| Date | Apr 23, 2020 |
| Book Page | 014153/000375 |
| Instrument | 37444 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2050 |
The 2025 property tax bill for 3540 W Galbraith Rd was $4,969, up 2.7% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,969.00 (+2.71%) | $86,160 (-) Land $11,165 Building $74,995 | |
| 2024 | $4,838.00 (+4.38%) | $86,160 (-) Land $11,165 Building $74,995 | |
| 2023 | $4,635.00 (-11.07%) | $86,160 (+8.94%) Land $11,165 Building $74,995 | $246,170 Land $31,900 Building $214,270 |
| 2022 | $5,212.00 Homeowner's exemption | $79,093 Land $11,067 Building $68,026 | |
| 2020 | $225,980 Land $31,620 Building $194,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3540 W Galbraith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3540 W Galbraith Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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