Santa Rosa County property record for 3540 Sweet Bay Dr, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,020 sqft · built 1991 |
| Lot Size | 0.998 acres (43,473 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $622 (2024) |
| Deeds & Mortgages | Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-1N-29-5802-00D00-0010 |
| Primary APN | 05-1N-29-5802-00D00-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 4,020 sqft Living Area |
| Gross Area | 6,141 sqft |
| 1st Floor Area | 4,020 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 43,473 sqft (0.998 acres) |
| Garage Type | Attached |
| Garage Area | 1,000 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 752 sqft |
| Deck Area | 745 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3540 SWEET BAY DR |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-8936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WOODBINE HILLS LOT 1 BLK D AS DES IN OR 1222 PG 287 & THAT PORT OF ADJACENT 25 FT X 57.50 FT VACATED ROAD AS DES IN OR 1070 PG 678 & OR 2501 PG 452 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 05 |
| Legal Subdivision | WOODBINE HILLS/1ST |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10707 |
3540 Sweet Bay Dr is owned and occupied by two individuals who acquired it in January 2026.
Source: Santa Rosa County records, as of February 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3540 SWEET BAY DR, PACE, FL 32571-8936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 7, 2026 |
| Transfer Doc | 0047031496 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 30, 2026 |
| Property Address | 3540 SWEET BAY DR, PACE, FL 32571-8936 |
| Document Number | 0047031496 |
| Book / Page | 4703 / 1496 |
| Map Reference | MB C PG 112 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 202604862 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3540 SWEET BAY DR, PACE, FL 32571-8936 |
| Name | Verified Name |
|---|---|
| Address | 11456 CHASE MEADOWS DR N, JACKSONVILLE, FL 32256-4645 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $275,331 (+2.9%) | $399,995 (-1.21%) Land $45,000 Building $354,995 | |
| 2024 | $622.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $267,571 (+3%) | $404,887 (-0.36%) Land $40,000 Building $364,887 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $259,778 | $406,356 Land $29,000 Building $377,356 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3540 Sweet Bay Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 10 (1995–2020) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3540 Sweet Bay Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon.
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