King County property record for 3540 SW 97th St, Seattle, WA 98126
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,780 sqft · built 2014 |
| Lot Size | 0.213 acres (9,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $885,000 (Oct 2020) |
| Tax Bill | $12,441 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 285860-0083 |
| Primary APN | 285860-0083 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,780 sqft Living Area |
| Gross Area | 3,460 sqft |
| 1st Floor Area | 1,180 sqft |
| 2nd Floor Area | 1,600 sqft |
| Upper Floors Area | 360 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 9,272 sqft (0.213 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Deck Area | 150 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 285860008306 |
|---|---|
| Street Address | 3540 SW 97TH ST |
| City | SEATTLE |
| State | WA |
| Zip | 98126-4031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR2 |
| Legal Description | GRAHAM ACRE TRS UNREC S 1/2 OF 17 LESS W 60 FT & POR OF S 1/2 OF 18 WLY OF LN DR FR PT 9.5 FT E OF NW COR TO A PT ON S LN 18 IN. E OF SW COR LESS ALLEY |
| Legal Range | 03 |
| Legal Township | 23 |
| Legal Section | 02 |
| Legal Subdivision | GRAHAM ACRE TRS |
| Legal Lot Number | 17-18 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12000 |
3540 SW 97th St is owned and occupied by an individual who acquired it in June 2024.
Source: King County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3540 SW 97TH ST, SEATTLE, WA 98126-4031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage WESTWOOD MORTGAGE INC |
| Apr 22, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Prior Sale | Dec 23, 2014 · Amount on File |
| Deed Document Number | 20202616 |
| Last Transfer Date | Jun 20, 2024 |
| Transfer Doc | 0000000625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 3540 SW 97TH ST, SEATTLE, WA 98126-4031 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000437 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 20180711000437 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Oct 30, 2020 |
| Property Address | 3540 SW 97TH ST, SEATTLE, WA 98126-4031 |
| Document Number | 0000002616 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 20201030002616 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | FIRST AMERICAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,858.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3540 SW 97TH ST, SEATTLE, WA 98126-4031 |
| Document Number | 0000002617 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 20201030002617 |
| Name | WESTWOOD MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Apr 22, 2020 |
| Property Address | 3540 SW 97TH ST, SEATTLE, WA 98126-4031 |
| Document Number | 0000000799 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 202004220799 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE LTD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3540 SW 97TH ST SEATTLE WA 981264031, SEATTLE, WA 98126-4031 |
| Document Number | 800 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 202004220800 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 21, 2050 |
The 2026 property tax bill for 3540 SW 97th St was $12,441.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Seattle City |
| Unified School District | Seattle Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,441.00 | ||
| 2025 | $1,155,000 (+4.9%) Land $542,000 Building $613,000 | $1,155,000 (+4.9%) Land $542,000 Building $613,000 | |
| 2024 | $11,071.00 | $1,101,000 Land $515,000 Building $586,000 | $1,101,000 Land $515,000 Building $586,000 |
| 2022 | $9,696.00 | $1,088,000 Land $295,000 Building $793,000 | $1,088,000 Land $295,000 Building $793,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3540 SW 97th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3540 SW 97th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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