3540 State Rte 7, Howes Cave, NY 12092 Property Records

Schoharie County and Schoharie Town property record for 3540 State Rte 7, Howes Cave, NY 12092

Property Summary

Property TypeLand for Livestock, Animals
Lot Size3.41 acres (148,540 sqft)
OwnerIndividual Name on Record
Tax Bill$615 (2026)
Flood ZoneZone X (minimal risk)
APN434289 47.-6-2.212

Property Details

APN / Parcel Number

Primary APN434289 47.-6-2.212
Alternative APN
  • 515J215008

Exterior

Lot Area148,540 sqft (3.41 acres)
Lot Width430 ft Width

Location & Zoning

Account Number515J215008
Street Address3540 STATE ROUTE 7
CityHOWES CAVE
StateNY
Zip12092
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Land for Livestock, Animals
Local Zoning CodeA
Legal Block6
Legal Lot Number2.212
JurisdictionSCHOHARIE NY
Township / Civil DivisionSCHOHARIE
Census Block Group4
Census Block4024
Census Tract740100

Owner

Source: Schoharie County and Schoharie Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 121, HOWES CAVE, NY 12092-0121
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Schoharie Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSchoharie Town
Unified School DistrictSchoharie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$615.00 (+3.89%)
2025$592.00 (-6.48%)$15,000 (-) Land $14,000 Building $1,000$24,194 (+7.11%) Land $22,581 Building $1,613
2023$15,000 (-) Land $14,000 Building $1,000$22,587 (+15.19%) Land $21,081 Building $1,506
2022$15,000 Land $14,000 Building $1,000$19,608 Land $18,301 Building $1,307
2021$633.00 (-34.81%)
2020$971.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims20 (1987–2011)
Claims Outside the SFHA4 of 20
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 16 claims
  • Severe Storms And Flooding, Jan 1996 · 2 claims
  • Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on State Rte 7

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