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3540 SE Gull Ln, Stuart, FL 34997 Property Records

Martin County property record for 3540 SE Gull Ln, Stuart, FL 34997 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,106 sqft · built 1973
Lot Size0.344 acres (14,985 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Dec 2015)
Tax Bill$4,950 (2024)
Deeds & MortgagesJun 2022 Line of Credit
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN48-38-41-000-005-0008.0-5-0000

Property Details

APN / Parcel Number

Primary APN48-38-41-000-005-0008.0-5-0000
Alternative APNs
  • 48-38-41-000-005-00080-5
  • 38369

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area2,106 sqft Living Area
Gross Area2,634 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1988
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeMansard
Roof MaterialMetal
Lot Area14,985 sqft (0.344 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Pool Area300 sqft
PorchOpen Porch
Porch Area444 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3540 SE GULL LN
CitySTUART
StateFL
Zip34997-6910
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANSON GRANT S/D POF LOTS 13 & 14 N 100 OF S 500 OF W 150 OF LOT 5 & 1/12 INT IN 30 X 500 RDWY AS IN OR 759/1517
Legal Range41E
Legal Township38S
Legal Section48
Legal SubdivisionHANSON GRANT S/D
Legal Block1
Legal Lot Number13 &
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1003
Census Tract1302

Owner

Source: Martin County records · APN 48-38-41-000-005-0008.0-5-0000

Assessment roll updated August 27, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3540 SE GULL LN, STUART, FL 34997-6910
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2022Deed of Trust, Mortgage · Line of Credit
MARINE BANK & TRUST COMPANY
Mar 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2015 · Amount on Record
Deed SaleDec 16, 2015 · Amount on Record
Prior SaleSep 23, 2013 · Amount on Record
Deed Document Number20152549775
Deed Book / Page2824 / 2076
Prior Transfer DateDec 11, 2015
Prior Transfer Doc0028242076
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address3540 SE GULL LN, STUART, FL 34997-6910
Transaction TypeMortgage
Record UpdatedJul 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 SE GULL LN, STUART, FL 34997-6910

Mortgage

Document Number0033191933
DateJun 16, 2022
Book Page3319/1933
Instrument2966064
Lender
NameMARINE BANK & TRUST COMPANY
TypeBank
AddressVERO BEACH, FL 32963
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address3540 SE GULL LN, STUART, FL 34997-6910
Transaction TypeMortgage
Record UpdatedApr 15, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 SE GULL LN, STUART, FL 34997-6910

Mortgage

Document Number0033021555
DateMar 28, 2022
Book Page3302/1555
Instrument2950853
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated August 27, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$268,822 (+4.15%)$535,950 (+3.35%) Land $275,000 Building $260,950
2024$4,950.00 (+0.32%)
2023$4,934.00 (+3.07%) Additional exemption filed$258,111 (+3%)$518,590 (+10.19%) Land $264,000 Building $254,590
2022$4,787.00 Homeowner's exemption$250,594$470,630 Land $265,320 Building $205,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850013021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 167 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
86 under condo master policies
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025, rainfall accumulation
Claims By Storm
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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