3540 Salt Marsh Cir, Melbourne, FL 32904 Property Records

Brevard County property record for 3540 Salt Marsh Cir, Melbourne, FL 32904

Property Summary

Property TypeSingle Family Home
Details2,343 sqft · built 2019
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Mar 2024)
Tax Bill$6,211 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Dec 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-36-14-02-*-845

Property Details

APN / Parcel Number

Primary APN28-36-14-02-*-845
Alternative APNs
  • 28-36-14-02-00000.0-0845.00
  • 3015928

Interior

Stories1 Story
Building Area2,343 sqft Living Area
Gross Area3,311 sqft
1st Floor Area2,343 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
View / LotConservation / Protected Area
Garage TypeAttached
Garage Area688 sqft
PorchFinished/Open Porch
Porch Area280 sqft

Location & Zoning

Account Number3015928
Street Address3540 SALT MARSH CIR
CityMELBOURNE
StateFL
Zip32904-8223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSAWGRASS LAKES PHASE FOUR LOT 845
Legal Range36E
Legal Township28S
Legal Section14
Legal SubdivisionSAWGRASS LAKES PHASE FOUR
Legal Phase4
Legal Lot Number845
JurisdictionBREVARD FL
Township / Civil DivisionWEST BREVARD
Census Block Group1
Census Block1026
Census Tract71354

Owner

3540 Salt Marsh Cir is owned and occupied by two individuals who bought it in March 2024.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address3540 SALT MARSH CIR, MELBOURNE, FL 32904-8223
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Warranty Deed, Transfer · VA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Dec 27, 2021Intrafamily Transfer, Transfer
ACCOMMODATION
Apr 3, 2019Grant Deed, Transfer
DHI TITLE/FL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2024 · Amount on File
Deed SaleMar 22, 2024 · Amount on File
Prior SaleApr 3, 2019 · Amount on File
Deed Document Number202459559
Deed Book / Page10021 / 1838
Prior Transfer DateDec 8, 2021
Prior Transfer Doc0093662795
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMar 22, 2024
Property Address3540 SALT MARSH CIR, WEST MELBOURNE, FL 32904-8223
Document Number0100211838
Book / Page10021 / 1838
Map ReferenceMB 63 PG 65-68
Instrument DateMar 21, 2024
Instrument2024059559
Transaction TypeTransfer
Record UpdatedApr 5, 2024
Title CompanyNOT AVAILABLE, COUNTDOWN TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,060.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address404 FREEMAN RD NW, PALM BAY, FL 32907-1865

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 SALT MARSH CIR, WEST MELBOURNE, FL 32904-8223

Mortgage

Document Number0100211842
DateMar 22, 2024
Instrument10021/1842
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateDec 27, 2021
Property Address3540 SALT MARSH CIR, WEST MELBOURNE, FL 32904-8223
Document Number0093662795
Book / Page9366 / 2795
Map ReferenceMB 63 PG 65-68
Instrument DateDec 8, 2021
Instrument2021333846
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 SALT MARSH CIR, WEST MELBOURNE, FL 32904-8223

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBREVARD FL
Recording DateApr 3, 2019
Property Address3540 SALT MARSH CIR, WEST MELBOURNE, FL 32904-8223
Document Number0084042246
Book / Page008404 / 002246
Instrument DateMar 29, 2019
Instrument67729
Transaction TypeTransfer
Record UpdatedMay 28, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount on Record
Tax$2,744.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3540 SALT MARSH CIR WEST MELBOURNE FL 329048223, WEST MELBOURNE, FL 32904-8223

Tax Assessment & Valuation

The 2025 property tax bill for 3540 Salt Marsh Cir was $6,211 with exemptions applied, up 57.8% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityWest Melbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$447,890 (-5.29%)$447,890 (-5.29%)
2025$6,211.00 (+57.84%) Homeowner's exemption Veteran's exemption$472,890$472,890
2024$3,935.00 (+1.31%)
2023$3,884.00 (+6.97%) Homeowner's exemption$295,060 (+3%)$499,530 (+18.73%) Land $90,000 Building $409,530
2022$3,631.00 Homeowner's exemption$286,470$420,720 Land $80,000 Building $340,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3540 Salt Marsh Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 188 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies188 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 Salt Marsh Cir is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST MELBOURNE WTR SYS(CONSEC)
serves 30,443 people · EPA ID FL3051460
Water SourcePurchased surface water from CITY OF MELBOURNE
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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