3540 Rue Royal, Mobile, AL 36693 Property Records

Mobile County property record for 3540 Rue Royal, Mobile, AL 36693

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,208 sqft · built 2007
Lot Size0.13 acres (5,670 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Jun 2021)
Tax Bill$2,192 (2025)
Deeds & MortgagesNov 2017 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR023302094000003043

Property Details

APN / Parcel Number

Primary APNR023302094000003043
Alternative APNs
  • 33 02 09 4 000 003.043
  • 03524993
  • 3524993

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,208 sqft Living Area
1st Floor Area1,732 sqft
Upper Floors Area952 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,670 sqft (0.13 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number3524993
Street Address3540 RUE ROYAL
CityMOBILE
StateAL
Zip36693-2520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 36 THE WOODLANDS AT THE PRESERVE (AMENDED) MBK 110 P 11 #SEC 09 T5S R2W #MP33 02 09 4 000
Legal Range05S
Legal Township05S
Legal Section09
Legal SubdivisionWOODLANDS
Legal Lot Number36
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group3
Census Block3001
Census Tract3712

Owner

3540 Rue Royal is owned and occupied by two individuals who bought it in June 2021.

Source: Mobile County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address3540 RUE ROYAL, MOBILE, AL 36693-2520
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 24, 2021Warranty Deed, Transfer · Conventional Mortgage
BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2021 · Amount on File
Deed SaleJun 24, 2021 · Amount on File
Prior SaleApr 23, 2010 · Amount on File
Deed Document Number202140859
Prior Transfer DateApr 20, 2010
Prior Transfer Doc0000021769
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address3540 RUE ROYAL, MOBILE, AL 36693-2520
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062247
DateNov 1, 2017
Book Page7571/1867
Instrument2017062247
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2037

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address3540 RUE ROYAL, MOBILE, AL 36693-2520
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043893
DateJul 23, 2020
Instrument2020043893
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJun 24, 2021
Property Address3540 RUE ROYAL, MOBILE, AL 36693-2520
Document Number0000040859
Map ReferenceMB 110 PG 11
Instrument DateJun 22, 2021
Instrument2021040859
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanySECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1330 SUNRUNNER RD, PENSACOLA, FL 32504-6667

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3540 RUE ROYAL, MOBILE, AL 36693-2520

Mortgage

Document Number0000040860
DateJun 24, 2021
Instrument2021040860
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3540 Rue Royal was $2,192 with exemptions applied, down 0.9% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,192.00 (-0.95%) Homeowner's exemption Senior Citizen's exemption$38,980 (-0.99%) Land $5,250 Building $33,730$389,800 (-0.99%) Land $52,500 Building $337,300
2024$2,213.00 (+4.29%) Homeowner's exemption Senior Citizen's exemption$39,370 (+14.75%) Land $5,250 Building $34,120$393,700 (+14.75%) Land $52,500 Building $341,200
2023$2,122.00 (+2.17%) Homeowner's exemption$34,310 (+2.11%) Land $5,250 Building $29,060$343,100 (+2.11%) Land $52,500 Building $290,600
2022$2,077.00 Homeowner's exemption$33,600 Land $5,250 Building $28,350$336,000 Land $52,500 Building $283,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3540 Rue Royal in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 Rue Royal is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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