3540 Riverside Dr, Mason, OH 45040 Property Records

Warren County property record for 3540 Riverside Dr, Mason, OH 45040

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,543 sqft · built 2013
Lot Size0.367 acres (16,000 sqft)
OwnerOwner Name on File
Last Sale$495,030 (Oct 2013)
Tax Bill$10,013 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-19-155-029-0

Property Details

APN / Parcel Number

Primary APN12-19-155-029-0
Alternative APNs
  • 1219155029
  • 1135499

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,543 sqft Living Area
2nd Floor Area1,387 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeConcrete
Lot Area16,000 sqft (0.367 acres)
Garage TypeAttached
Garage Area762 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number1135499
Old Parcel Number1219155029
Street Address3540 RIVERSIDE DR
CityMASON
StateOH
Zip45040-2673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARMELLE 3 LOT# 119
Legal Range03
Legal Township04
Legal Section19
Legal SubdivisionCARMELLE 3
Legal Block155
Legal Lot Number119
JurisdictionWARREN OH
Township / Civil DivisionMASON
Census Block Group2
Census Block2084
Census Tract32100

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on File
Mailing Address3540 RIVERSIDE DR, MASON, OH 45040-2673
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
EMERY FCU
Mar 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Feb 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2013 · Amount on File
Deed SaleOct 17, 2013 · Amount on File
Prior SaleSep 11, 2008 · Amount on File
Deed Document Number0059290855
Deed Book / Page005929 / 000855
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address3540 RIVERSIDE DR, MASON, OH 45040-2673
Transaction TypeMortgage
Record UpdatedApr 4, 2022
Title CompanySAFETITLE AGENCY INC, SAFE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008930
DateMar 15, 2022
Instrument2022-008930
Lender
NameEMERY FCU
TypeCredit Union
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2037

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address3540 RIVERSIDE DR, MASON, OH 45040-2673
Document Number0000009093
Instrument DateMar 13, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address540 RIVERSIDE DR MASON OH 45040, MASON, OH 45040

Mortgage

Document Number0000009093
DateMar 19, 2020
Instrument9093
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMar 18, 2040

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address3540 RIVERSIDE DR, MASON, OH 45040-2673
Document Number0000005387
Instrument DateFeb 8, 2017
Transaction TypeMortgage
Record UpdatedOct 16, 2017
Title CompanyACS TITLE, ACS TITLE CLOSING SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3540 RIVERSIDE DR MASON OH 450402673, MASON, OH 45040-2673

Mortgage

Document Number0000005387
DateFeb 16, 2017
Instrument5387
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueFeb 15, 2044

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
MunicipalityMason City
Unified School DistrictMason City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,013.00 (+14.12%)$247,951 (+35.75%) Land $33,950 Building $214,001$708,430 (+35.75%) Land $97,000 Building $611,430
2023$8,774.00 (-0.99%)$182,651 (-) Land $32,998 Building $149,653
2022$8,862.00$182,651 Land $32,998 Building $149,653$521,860 (-) Land $94,280 Building $427,580
2021$521,860 Land $94,280 Building $427,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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