Washington County property record for 3540 Rae Ln, Saint Paul, MN 55125
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,458 sqft · built 1989 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (Aug 2023) |
| Tax Bill | $7,570 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-028-21-41-0022 |
| Primary APN | 22-028-21-41-0022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 2,458 sqft Living Area |
| Basement Area | 1,214 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 514 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,674 sqft (0.268 acres) |
| Lot Dimensions | 132 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3540 RAE LN |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55125-9336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WEDGEWOOD ESTATES 4TH ADD LOT 9 BLOCK 4 SUBDIVISIONCD 73613 |
| Legal Range | 21W |
| Legal Township | 28N |
| Legal Section | 22 |
| Legal Subdivision | WEDGEWOOD ESTATES 4TH ADD |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | WOODBURY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 71016 |
Source: Washington County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3540 RAE LN, SAINT PAUL, MN 55125-9336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2023 · Amount on Record |
| Deed Sale | Aug 30, 2023 · Amount on Record |
| Prior Sale | Aug 19, 2014 · Amount on Record |
| Deed Document Number | 20234415518 |
| Prior Transfer Date | Mar 25, 2015 |
| Prior Transfer Doc | 0004021915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Aug 30, 2023 |
| Property Address | 3540 RAE LN, WOODBURY, MN 55125-9336 |
| Document Number | 0004415518 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 4415518 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,128.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3540 RAE LN, WOODBURY, MN 55125-9336 |
| Document Number | 0004415519 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 4415519 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 3540 RAE LN, WOODBURY, MN 55125-9336 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004260823 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 4260823 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | 94152 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Washington County |
| Municipality | Woodbury City |
| Unified School District | South Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,570.00 (+8.08%) | ||
| 2025 | $590,800 (+3.65%) Land $180,000 Building $410,800 | $590,800 (+3.65%) Land $180,000 Building $410,800 | |
| 2024 | $570,000 (+1.57%) Land $160,000 Building $410,000 | $570,000 (+1.57%) Land $160,000 Building $410,000 | |
| 2023 | $7,004.00 | ||
| 2022 | $561,200 Land $183,000 Building $378,200 | $561,200 Land $183,000 Building $378,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Woodbury serves 82,643 people · EPA ID MN1820025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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